WBG_WBG_2011_FLS_v01_M
DDI_WBG_WBG_2011_FLS_v01_M_WB
World Bank
2012-04-28
Metadata Editor
WBG_WBG_2011_FLS_v01_M
FLS 2011
WBG_WBG_2011_FLS_v01_M
Riyada Consulting and Training
2012-04-28
Metadata Editor
World Bank, Financial and Private Sector Development
United States Agency for International Development
Other Household Health Survey [hh/hea]
West Bank and Gaza
National
Household, individual
The target population is comprised of all Palestinians of the age group 18 - 65 years old residing in the territories of the West Bank and Gaza.
Sample survey data [ssd]
The survey focuses on consumer protection and was designed with the goal of contributing to the development of the financial markets and national development agenda of the West Bank and Gaza. This supports the overall objective of the activity, which is to gather data to be used to develop a tool-kit for financial services and consumer protection in the West Bank and Gaza.
Face-to-face [f2f]
A standard questionnaire was previously developed by the World Bank and was adapted to the Palestinian context by Riyada Consulting. The questionnaire was also shared with local stakeholders such as the Palestinian Monetary Authority, USAID and other departments of the World Bank.
The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such uses.
WestBank_Gaza_financial_literacy.NSDstat
2022
308
Nesstar 200801
serial number
2022
0
1
1350
562.444
373.579
P-1 Exact time of the survey start: hour, minute
Exact time of the survey start: hour, minute
2016
0
09:30
1
09:32
1
10
1
1015
1
10:00
10
10:04
2
10:05
7
10:06
1
10:07
2
10:08
3
10:10
4
10:11
1
10:12
2
10:13
1
10:14
2
10:15
7
10:16
1
10:18
1
10:2
1
10:20
4
10:21
1
10:23
1
10:24
1
10:27
2
10:28
2
10:29
2
10:3
1
10:30
16
10:31
1
10:32
2
10:33
6
10:34
2
10:35
3
10:36
4
10:37
3
10:38
3
10:39
1
10:40
8
10:41
2
10:42
4
10:43
1
10:44
3
10:45
8
10:46
1
10:47
1
10:48
4
10:49
1
10:5
1
10:50
8
10:52
1
10:53
1
10:54
1
10:55
3
10:56
1
10:57
1
10:58
3
10:59
1
10:8
1
10:9
1
11:00
20
11:01
3
11:02
3
11:03
1
11:04
1
11:05
8
11:06
2
11:07
1
11:08
2
11:10
7
11:11
3
11:12
2
11:13
1
11:14
1
11:15
13
11:16
2
11:17
4
11:18
6
11:19
5
11:2
2
11:20
11
11:21
5
11:22
2
11:23
3
11:24
4
11:25
9
11:26
4
11:27
1
11:28
1
11:3
2
11:30
22
11:31
6
11:32
5
11:33
2
11:34
1
11:35
11
11:36
2
11:37
6
11:38
6
11:40
12
11:41
2
11:42
5
11:43
3
11:44
2
11:45
7
11:46
5
11:47
5
11:48
3
11:49
1
11:5
5
11:50
10
11:51
3
11:52
3
11:53
6
11:54
4
11:55
3
11:56
1
11:57
3
11:58
5
11:59
4
11:8
2
11:9
1
12
2
12:00
16
12:01
1
12:02
4
12:03
2
12:05
7
12:06
4
12:07
4
12:08
3
12:09
2
12:10
14
12:11
1
12:12
4
12:13
1
12:14
2
12:15
18
12:16
6
12:17
3
12:18
3
12:19
3
12:20
7
12:21
3
12:22
8
12:2203
1
12:23
2
12:24
6
12:25
6
12:26
6
12:27
3
12:28
3
12:29
1
12:30
22
12:31
6
12:32
3
12:33
4
12:34
1
12:35
9
12:36
5
12:37
4
12:38
2
12:39
2
12:4
1
12:40
14
12:41
5
12:42
11
12:43
2
12:44
4
12:45
8
12:46
4
12:47
2
12:48
6
12:49
1
12:5
5
12:50
10
12:51
6
12:52
2
12:53
2
12:54
6
12:55
11
12:56
5
12:57
1
12:58
3
12:59
3
12:7
2
12:9
1
13
1
13:00
13
13:02
2
13:03
4
13:05
3
13:06
2
13:07
1
13:08
2
13:09
1
13:10
4
13:11
2
13:12
2
13:13
2
13:14
1
13:15
5
13:16
1
13:17
1
13:2
1
13:20
6
13:21
1
13:22
2
13:23
2
13:25
5
13:27
2
13:28
3
13:29
1
13:30
8
13:31
1
13:32
2
13:33
1
13:34
1
13:35
4
13:36
1
13:37
1
13:38
4
13:40
7
13:42
3
13:43
3
13:44
3
13:45
3
13:46
2
13:47
1
13:48
2
13:50
3
13:51
2
13:54
1
13:55
2
13:57
2
13:58
1
13:7
1
14:00
6
14:01
1
14:02
1
14:05
8
14:07
1
14:08
3
14:09
2
14:1
1
14:10
6
14:11
2
14:14
2
14:15
7
14:17
2
14:18
1
14:19
1
14:20
3
14:21
1
14:22
1
14:23
1
14:24
1
14:25
3
14:28
1
14:29
3
14:30
5
14:31
2
14:32
2
14:35
4
14:36
3
14:37
3
14:39
1
14:40
5
14:42
1
14:44
1
14:45
3
14:46
1
14:47
2
14:48
1
14:49
1
14:50
8
14:52
1
14:53
1
14:55
3
14:56
2
14:58
2
14:59
3
14:7
1
14ß25
1
15
1
154:04
1
15:00
5
15:05
2
15:06
1
15:08
1
15:09
1
15:10
4
15:11
2
15:13
1
15:15
8
15:16
2
15:18
2
15:19
1
15:20
5
15:22
2
15:23
1
15:24
1
15:25
1
15:27
2
15:28
1
15:30
6
15:32
1
15:33
2
15:34
1
15:35
2
15:36
1
15:37
1
15:39
1
15:40
2
15:42
1
15:44
1
15:45
4
15:46
2
15:48
1
15:50
5
15:55
5
15:56
1
15:57
1
16:00
2
16:04
1
16:05
2
16:08
1
16:10
4
16:14
2
16:15
1
16:16
1
16:17
1
16:19
1
16:20
4
16:22
3
16:25
3
16:26
1
16:28
1
16:29
1
16:30
3
16:33
1
16:34
1
16:40
2
16:44
1
16:45
2
16:49
1
16:50
2
16:51
1
16:52
2
16:55
1
16:56
1
16:57
1
16:7
1
17:00
3
17:10
1
17:12
1
17:13
1
17:15
2
17:20
2
17:30
1
17:48
1
17:50
1
18:00
1
18:02
1
18:07
1
18:12
1
18:18
1
18:45
1
18:48
1
19:00
1
19:15
1
19:35
1
19:40
2
19:43
1
1:00
17
1:01
2
1:03
1
1:04
2
1:05
1
1:06
2
1:07
4
1:08
1
1:09
2
1:1
1
1:10
6
1:11
3
1:12
3
1:13
6
1:14
1
1:15
15
1:16
1
1:18
4
1:2
1
1:20
10
1:21
1
1:24
3
1:25
7
1:26
1
1:27
1
1:28
2
1:3
2
1:30
8
1:31
1
1:32
3
1:33
2
1:34
2
1:35
8
1:36
1
1:37
1
1:38
4
1:39
5
1:40
9
1:42
2
1:43
3
1:44
2
1:45
12
1:46
5
1:47
2
1:48
13
1:49
2
1:5
4
1:50
6
1:52
2
1:53
1
1:54
1
1:55
3
1:56
2
1:58
5
1:59
1
1:6
2
1:8
1
20:00
3
20:10
2
20:17
1
20:29
1
20:35
1
20:45
2
27:12
1
28:20
1
2:00
22
2:01
2
2:04
3
2:05
2
2:06
2
2:07
1
2:08
2
2:09
1
2:10
11
2:11
1
2:12
4
2:13
2
2:14
1
2:15
13
2:17
7
2:18
3
2:19
2
2:20
4
2:21
2
2:22
3
2:23
2
2:24
1
2:25
4
2:26
2
2:27
4
2:28
1
2:3
1
2:30
16
2:31
2
2:32
2
2:33
2
2:34
1
2:35
12
2:36
4
2:37
2
2:38
1
2:39
2
2:40
10
2:41
1
2:42
2
2:43
2
2:45
3
2:47
1
2:48
2
2:49
1
2:5
3
2:50
6
2:51
1
2:52
2
2:53
4
2:54
5
2:55
4
2:56
2
2:57
2
2:58
2
2:59
1
2:6
1
2:7
2
3:00
12
3:01
1
3:05
4
3:07
4
3:08
1
3:09
1
3:10
7
3:11
3
3:12
1
3:13
1
3:14
2
3:15
12
3:16
1
3:17
1
3:18
2
3:19
2
3:2
1
3:20
5
3:22
1
3:23
2
3:24
3
3:25
6
3:27
3
3:29
1
3:3
1
3:30
6
3:31
2
3:34
2
3:35
4
3:37
1
3:38
3
3:39
1
3:40
5
3:41
2
3:42
1
3:43
1
3:45
12
3:46
3
3:47
1
3:50
6
3:51
2
3:52
4
3:53
2
3:55
2
3:56
1
3:57
4
3:58
1
3:59
1
3:8
1
4:00
3
4:03
1
4:04
1
4:05
5
4:07
1
4:08
1
4:10
8
4:11
3
4:12
1
4:13
1
4:15
9
4:16
1
4:18
1
4:19
1
4:20
6
4:22
1
4:24
1
4:26
1
4:28
1
4:30
10
4:31
2
4:32
1
4:35
4
4:36
1
4:37
3
4:38
2
4:40
4
4:41
1
4:42
1
4:43
2
4:44
1
4:45
1
4:46
2
4:49
1
4:5
1
4:52
2
4:53
1
4:55
2
4:56
1
4:57
1
4:58
2
5:00
9
5:03
1
5:05
2
5:07
1
5:09
1
5:1
1
5:10
3
5:12
1
5:15
5
5:16
1
5:18
2
5:19
1
5:20
4
5:22
1
5:24
1
5:25
5
5:30
3
5:31
1
5:35
1
5:36
1
5:39
1
5:40
4
5:44
1
5:45
1
5:46
1
5:48
2
5:5
1
5:50
1
5:51
1
5:53
1
5:55
2
5:56
1
5:58
1
5:59
1
6:00
3
6:05
2
6:10
1
6:15
3
6:21
1
6:3
1
6:30
5
6:35
1
6:36
1
6:38
1
6:45
1
6:5
3
6:52
1
6:53
1
7:00
2
7:10
2
7:15
1
7:20
1
7:30
1
7:38
1
7:40
1
7:50
1
8:00
1
8:09
1
8:1
1
8:10
2
8:15
1
8:20
1
8:24
1
8:25
1
8:30
3
8:35
1
8:40
2
8:42
1
8:43
1
8:44
2
8:45
1
8:5
3
8:50
1
8:55
1
8:57
1
8:9
1
9:00
5
9:04
1
9:10
2
9:11
1
9:15
2
9:18
1
9:20
4
9:21
2
9:25
1
9:27
2
9:3
1
9:30
4
9:33
1
9:34
1
9:35
1
9:37
1
9:38
1
9:40
5
9:42
2
9:43
1
9:44
1
9:45
3
9:47
1
9:5
1
9:50
5
9:53
1
9:54
1
9:55
3
9:57
1
P-2 ordinal number of the survey
ordinal number of the survey
2012
0
01
1
02
1
03
1
04
1
05
1
06
1
07
1
08
1
09
1
1
77
10
67
11
61
12
64
13
61
14
58
15
60
16
58
17
54
18
56
19
56
2
77
20
51
21
46
22
45
23
46
24
44
25
44
26
38
27
38
28
38
29
38
3
73
30
33
31
14
32
14
33
14
34
14
35
14
36
14
37
13
38
14
39
14
4
75
40
14
41
11
42
11
43
11
44
11
45
10
46
10
47
10
48
10
49
10
5
71
50
10
51
7
52
6
53
6
54
7
55
6
56
5
57
5
58
5
59
5
6
67
60
5
61
1
62
1
63
1
64
1
65
1
7
68
8
70
9
64
P-3 date of survey
date of survey
2019
0
1/5/2011
1
10-5-2001
1
10-5-20011
1
10-5-2011
43
10/11/2011
1
10/5
44
10/5/2011
100
10:5:2011
2
11-5-2011
47
11/5
25
11/5/2011
108
11:5:2011
2
12-5-2011
57
12/5
27
12/5/2011
65
13-5-2011
50
13/5
4
13/5/2011
51
14-5-2011
41
14/5
45
14/5/2011
79
14/52011
1
14:5
1
15-5-2011
29
15/5
2
15/5/011
2
15/5/2011
49
16-5-2011
58
16/5
8
16/5/2011
9
17-5-2011
12
17/5
4
18/5
34
18/5/2011
10
19/5/2011
8
2/2/2011
1
20/5/2011
10
21-5-2011
1
21/5
20
21/5/2011
7
25-5-2011
1
4/5
2
5-5-2011
48
5/10
5
5/11
2
5/18
10
5/5
8
5/5/2011
47
5/7
2
5/8
5
5/9
5
5\10
4
5\11
13
5\12
2
5\13
10
5\16
2
5\18
11
5\4
2
5\5
5
5\7
6
5\8
6
5\9
6
6-5-2011
52
6/5
7
6/5/2011
46
7-5-2011
68
7/5
45
7/5/2011
72
8-5-2001
1
8-5-2011
101
8/5
53
8/5/2001
1
8/5/2011
82
8/5/211
1
9-5-2011
108
9/5
48
9/5/2011
71
9:5:2011
1
P-4 interviewer’s name and surname
interviewer's name and surname
2002
0
P-5 coordinator’s name and surname
coordinator's name and surname
2022
0
1
ÃÍãÏ ÇáÔÑÝÇ
75
1
ÃáÝÊ ÝÑÍÇä
31
ÃáÞÊ ÝÑÍÇä
2
ÅáåÇã ÇáÓÚÏÉ
7
ÅáåÇã ÓÚÏÉ
45
1
ÇÍãÏ ÇáÔÑÝÇ
18
ÇáÝÊ ÝÑÍÇä
57
ÇáåÇã ÓÚÏÉ
9
ÇáåÇã ÓÚÏå
1
ÊÛÑíÏ ÓÚÏ
1
ÊÛÑíÏ ÓÚíÏ
74
ÑÔÇ
3
ÑÛÏÉ ÚáÇäÉ
1
ÑÛÏÉ ÚáÇæäÉ
50
ÑäÇ
7
ÑäÇ ÍãæÖÉ
53
1
Ñæáíä ÍãÏæÊÉ
2
Ñæáíä ÍãÏæäÉ
109
ÑíÊÇ
56
ÑíÊÇ ÌæáÇäí
16
ÓÇãÑ ÓÚíÏ
1
ÓãÑ ÅÈÑÇåíã
2
ÓãÑ ÈÑåã
53
ÓãíÑÉ
46
ÓãíÑÉ ÃÈæ ÚÕÈÉ
28
ÓãíÑÉ ÇÈæ ÚÕÈÉ
1
ÔÐì ÑæãÉ
45
ÕÝÇÁ ÃÈæ íæÓÝ
79
ÕÝÇÁ ÇÈæ íæÓÝ
1
ÚÝÇÝ
23
ÚÝÇÝ ßÑÇÌÉ
20
ÚÝÇÝ ßÑÇÌå
32
ÚáÇ
7
ÚáÇ ÇáÌæáÇäí
2
ÚáÇ ÌæáÇäí
104
ÚãÇÏ ÒÞæÊ
103
ÚãÇÏ ÒÞæä
1
ÚãÇÏ ÒæÊ
2
ÚäÏáíÈ
5
ÚäÏáíÈ äÕÑ
49
ÝÇØãÉ ÇáÔÑÝÇ
25
ßÝÇíÉ æÔÇÍí
55
áíäÏÇ ÃÈæ ÇáæÍæÔ
3
áíäÏÇ ÇáæÍæÔ
60
ãÍãÏ ÃÈæ ÔäÈ
34
ãÍãÏ ÇÈæ ÔäÈ
42
ãÍãÏÃÈæ ÔäÈ
2
ãåÇ äÒÇá
90
ãí ÃÈæ ÇáÊíä
50
ãí ÇÈæ ÇáÊíä
15
äåÇá ÃÈæ ÑãíÔÇä
1
åãÇÓ ÞäÏá
1
åãÇÓ ÞäÏíá
70
åäÇÏí ÅÓãÇÚíá
62
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12
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36
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31
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32
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80
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1
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93
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2022
0
1
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510
2
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569
3
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271
4
Gaza strip
672
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2022
0
1
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1350
2
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672
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2021
1
1
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130
2
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45
3
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80
4
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165
5
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48
6
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41
7
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350
8
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45
9
Jerusalem
175
10
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80
11
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190
12
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121
13
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236
14
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98
15
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132
16
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85
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1
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1996
0
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2
ãÎíã ÚÓßÑ ÇáÞÏíã / ÍÇÑÉ ÃÈæ ÍØÈ
1
ãÎíã ÚÓßÑ ÇáÞÏíã / Óåá ÚÓßÑ
1
ãÎíã ÚÓßÑ ÇáÞÏíã-ÇáÔÇÑÚ ÇáÑÆíÓí
2
ãÎíã ÚÓßÑ ÇáÞÏíã-ÞÑÈ ãÏÑÓÉ ÇáÃãåÇÊ
1
ãÎíã ÚÓßÑ- ãÞÇÈá ÊßÓíÇÊ ÌÏÉ
1
ãÎíã ÞáäÏíÇ
15
ãÏÎá ÇáÈáÏ
6
ãÏÎá ÇáÈáÏ ÇáÔÇÑÚ ÇáÑÆíÓí
1
ãÏÎá ÇáÞÑíÉ
1
ãÏÎá ÇáãÏíäÉ
3
ãÚÓßÑ ÇáÔÇØÆ
5
ãÚÓßÑ ÇáÔÇØÆ ÇáÔãÇáí ÈÇáÞÑÈ ãä ÌÇãÚ ÈÛÏÇÏ
1
ãÚÓßÑ ÇáÔÇØÆ ÔÇÑÚ ÍãíÏ
16
ãÚÓßÑ ÇáÔÇØíÁ
1
ãÚÓßÑ ÇáÔÇØíÁ ÈÇáÞÑÈ ãä ÇáÓæÞ Èáæß 11
1
ãÚÓßÑ ÇáÔÇØíÁ ÈÇáÞÑÈ ãä ÞåæÉ ÛÈä
1
ãÚÓßÑ ÇáÔÇØíÁ ÈÇáÞÑÈ ãä ãíÏÇä ÇáÔåÏÇÁ
1
ãÚÓßÑ ÇáÔÇØíÁ Èáæß 2
1
ãÚÓßÑ ÇáÔÇØíÁ ÔÇÑÚ ÍãíÏ
1
ãÚÓßÑ ÇáÔÇØíÁ ÞÑÈ ÇáÚíÇÏÉ ÇáÚÓßÑíÉ
2
ãÚÓßÑ ÇáÔÇØíÁ ãíÏÇä ÇáÔåÏÇÁ
1
ãÚÓßÑ ÌÈÇáíÇ
21
ãÚÓßÑ ÌÈÇáíÇ Èáæß 6
3
ãÚÓßÑ ÌÈÇáíÇ Èáæß 6 ÔÇÑÚ ÇáÊÑäÓ
1
ãÚÓßÑ ÌÈÇáíÇ Èáæß 7
1
ãÚÓßÑ ÌÈÇáíÇ ÔÇÑÚ ÇáÊÑäÓ ÇáÑÆíÓí
1
ãÚÓßÑ ÌÈÇáíÇ ÔÇÑÚ ÇáÔåÏÇÁ
1
ãÝÑÞ ÇáÈáÏ
1
ãÝÑÞ æÓØ ÇáÈáÏ
1
ãäØÞÉ ÇáÅÊÍÇÏ
4
ãäØÞÉ ÇáÅÊÍÇÏ / ÔÇÑÚ ÚÕíÑÉ
4
ãäØÞÉ ÇáÌÇãÚ
1
ãäØÞÉ ÇáÓæÞ
3
äÇÈáÓ
2
äãÑÉ / ÇáÔÇÑÚ ÇáÑÆíÓí / ÞÑÈ ßÑÇÌ ãÑæÇä
1
äãÑÉ / ÞÑÈ ãÑßÒ ÇáÔÑØÉ
2
äãÑÉ / ÞÑÈ ãÔÍãÉ ÇáÃÍãÏ
1
äãÑÉ / ÞÑÈ ãØÚã ÃÈæ ãÇÒä
3
äæÑ ÔãÓ
2
1
äæÑ ÔãÓ- ÍÇÑÉ ÇáãÓÌÏ
1
äæÑ ÔãÓ-ÍÇÑÉ ÇáãÓÌÏ-ÞÑÈ ãÓÌÏ ÇÈæ ÈßÑ ÇáÕÏíÞ
1
äæÑ ÔãÓ-æÓØ ÇáãÎíã-ÕíÏáíÉ äæÑ ÇáåÏì
1
äæÑÔãÓ-ÍÇÑÉ ÇáãÍÌÑ-ÞÑÈ ÈÞÇáÉ ÎÇáÏÝÍãÇæí
1
äæÑÔãÓ-ÍÇÑÉ ÇáãÓÌÏ-ÞÑÈ ãÓÌÏ ÇÈæ ÈßÑ
1
äæÑÔãÓ-ÔÇÑÚ äÇÈáÓ-ÔÑÞ ÕíÏáíÉ ÝÑÇÓ
1
äæÑÔãÓ-æÓØ ÇáãÎíã-ÕíÏáíÉ äæÑ ÇáåÏì
1
æÓØ ÇáÈáÏ
43
æÓØ ÇáÈáÏ - ÈÇáÞÑÈ ãä ÑæÖÉ ÇáÍäÇä
1
æÓØ ÇáÈáÏ / ÔÇÑÚ ÇáãÏÇÑÓ
1
æÓØ ÇáÈáÏ / ÞÑÈ ÇáÌÇãÚ
1
æÓØ ÇáÈáÏ / ÞÑÈ ÑæÖÉ ÇáÒåæÑ
2
æÓØ ÇáÓæÞ
1
æÓØ ÇáÓæÞ / ÔÇÑÚ ÚÈÏ ÇáÑÍíã ÇáÓÈÚ
1
æÓØ ÇáÞÑíÉ
5
æÓØ ÇáãÏíÉ
1
æÓØ ÇáãÏíäÉ
6
íÈäÇ
1
P-9 type of Locality
type of Locality
2022
0
1
City
1166
2
Village
591
3
Camp
265
P-10 Locality size
Locality size
2022
0
1
Up to 2000 persons
309
2
From 2001-10000 person
895
3
From 10001-100000 person
525
4
From 100001- over
293
P-11 Nationality
Nationality
2013
9
1
Palestinian identity
1848
2
The identity of jerusalem
126
3
Palestinians with foreign citizenship
25
4
Foreign
4
5
Other
10
Sysmiss
9
P-12 Age
Age
2015
7
18
72
36.274
12.543
P-13 Gender
Gender
2022
0
1
Male
1060
2
Female
962
P-14 Highest Level of Education Attained
Highest Level of Education Attained
Mention the highest degree achieved and not ongoing studies.
2019
3
1
Uneducated or primary classes 1-4
97
2
Basic row 5-10
504
3
Reduce the secondary class 12
652
4
One or two years professional education
141
5
Three-year vocational education and training
19
6
Four years of education or vocational training
186
7
Certificate after the tawjihi (inclusive)
60
8
College, academic
301
9
M.A
49
10
Doctorate
7
11
Do not know / I do not want to answer
3
Sysmiss
3
P-15 Current Main Occupation Status
Current Main Occupation Status
2020
2
1
Officer
435
2
Another type of work (daily work for hire, the work of non-o
209
3
Employer
206
4
Self employed in non-agricultural sectors
42
5
Self employed in the agricultural sectors
38
6
Work in the family (Assistant)
10
7
Unemployed (registered)
99
8
Unemployed (not registered - do not get any unemployment ben
98
9
Retired - because of age
31
10
Retired - for other reasons
4
11
Student
167
12
Housewife
626
13
Unable to work
33
14
Other
22
Sysmiss
2
P-16 Main Occupation (Sector)
Main Occupation (Sector)
1358
664
1
Managers
93
2
Professionals
142
3
Professionals
107
4
Administrative work
84
5
Services
50
6
Agriculture
61
7
Character
245
8
Skilled workers
64
9
Unskilled workers in the areas of non-agricultural
46
10
Workers (day laborers) in the areas of non-agricultural
26
11
Workers (day laborers) in the areas of agricultural
9
12
Military
77
13
Other
354
Sysmiss
664
P-17 Number of family members living in the Household
Number of family members living in the Household
2006
16
1
23
2
146
3
207
4
289
5
286
6
307
7
268
8
191
9
129
10
64
11
40
12
21
13
11
14
12
15
5
16
1
17
4
18
1
20
1
Sysmiss
16
P-18 Position in Household
Position in Household
2012
10
1
Head of the family
758
2
Husband head of the family
730
3
Son / daughter of head of the family
470
4
Brother / sister of head of the family
22
5
Father / mother of head of the family
13
6
Other
19
Sysmiss
10
A1. As a whole, how satisfied are you with your life nowadays?
As a whole, how satisfied are you with your life nowadays?
2020
2
1
Very satisfied
70
2
Satisfied
1110
3
dissatisfied
663
4
Is strongly dissatisfied
168
5
I do not know
9
Sysmiss
2
A2. How do you think your life is going to be over the next 12 months?
How do you think your life is going to be over the next 12 months?
2019
3
1
Much better
88
2
Better
952
3
The same situation
422
4
Worst
297
5
Much worse
90
6
I do not know
170
Sysmiss
3
A3a. Read a national newspaper?
How often do you: Read a national newspaper?
2018
4
1
Daily
298
2
A few times per week
286
3
A few times per month
244
4
Once a month or less
224
5
No never read the
966
Sysmiss
4
A3b. Listen to the Radio
How often do you: Listen to the Radio
2019
3
1
Daily
705
2
A few times per week
379
3
A few times per month
254
4
Once a month or less
157
5
No never read the
524
Sysmiss
3
A3c. Watch TV
How often do you: Watch TV
2020
2
1
Daily
1633
2
A few times per week
265
3
A few times per month
63
4
Once a month or less
19
5
No never read the
40
Sysmiss
2
A4. Do you know how to use a computer?
Do you know how to use a computer?
2022
0
1
Yes
1143
2
No
879
A4a. How often do you use the Internet including e-mail (electronic mail)
For those who know to use the computer (Code 1 at A4)
How often do you use the Internet including e-mail (electronic mail)
1143
879
1
Daily
532
2
A few times per week
239
3
A few times per month
121
4
Once a month or less
84
5
Do not use it never
167
Sysmiss
879
2020
2
1
Very much
51
2
Much
175
3
Average
383
4
A little
263
5
Very little
218
6
I do not know
930
Sysmiss
2
2022
0
1
Very much
181
2
Much
571
3
Average
605
4
A little
245
5
Very little
152
6
I do not know
268
2021
1
1
Very much
114
2
Much
451
3
Average
569
4
A little
283
5
Very little
198
6
I do not know
406
Sysmiss
1
2020
2
1
Very much
27
2
Much
94
3
Average
237
4
A little
214
5
Very little
235
6
I do not know
1213
Sysmiss
2
2018
4
1
Very much
49
2
Much
208
3
Average
425
4
A little
297
5
Very little
262
6
I do not know
777
Sysmiss
4
2017
5
1
Very much
35
2
Much
177
3
Average
314
4
A little
267
5
Very little
248
6
I do not know
976
Sysmiss
5
B1g. How familiar are you with the Leasing companies
2018
4
1
Very much
25
2
Much
108
3
Average
237
4
A little
258
5
Very little
268
6
I do not know
1122
Sysmiss
4
2018
4
1
Very much
49
2
Much
185
3
Average
422
4
A little
330
5
Very little
256
6
I do not know
776
Sysmiss
4
B1i. How familiar are you with the The Consumer Protection Agency
2020
2
1
Very much
19
2
Much
64
3
Average
181
4
A little
239
5
Very little
239
6
I do not know
1278
Sysmiss
2
B1j. How familiar are you with the Palestine Capital Markets Authority
2017
5
1
Very much
27
2
Much
92
3
Average
199
4
A little
209
5
Very little
169
6
I do not know
1321
Sysmiss
5
B1k. How familiar are you with the Association of Banks of Palestine
2020
2
1
Very much
41
2
Much
134
3
Average
222
4
A little
162
5
Very little
157
6
I do not know
1304
Sysmiss
2
B1l. How familiar are you with the Palestine Insurance Federation
How familiar are you with the following institutions? (SHOW CARD WITH CHOICES)
2018
4
1
Very much
52
2
Much
165
3
Average
223
4
A little
162
5
Very little
135
6
I do not know
1281
Sysmiss
4
2021
1
1
Very much
409
2
Much
682
3
Average
419
4
A little
159
5
Very little
83
6
I do not know
269
Sysmiss
1
B2a. How much do you trust the Palestinian Monetary Authority
2019
3
1
Very much
36
2
Much
134
3
Average
382
4
A little
219
5
Very little
209
6
I do not know
1039
Sysmiss
3
B2b. How much do you trust the Commercial banks
2019
3
1
Very much
68
2
Much
320
3
Average
674
4
A little
337
5
Very little
222
6
I do not know
398
Sysmiss
3
B2c. How much do you trust the Insurance companies
2020
2
1
Very much
36
2
Much
230
3
Average
617
4
A little
349
5
Very little
262
6
I do not know
526
Sysmiss
2
B2d. How much do you trust the Brokerage houses
2016
6
1
Very much
15
2
Much
44
3
Average
228
4
A little
252
5
Very little
212
6
I do not know
1265
Sysmiss
6
B2e. How much do you trust the Mutual help / Community based associations
2018
4
1
Very much
32
2
Much
142
3
Average
414
4
A little
325
5
Very little
220
6
I do not know
885
Sysmiss
4
B2f. How much do you trust the Leasing companies
2009
13
1
Very much
13
2
Much
73
3
Average
213
4
A little
269
5
Very little
245
6
I do not know
1196
Sysmiss
13
B2g. How much do you trust the Other, non-banking financial institutions such as
2021
1
1
Very much
17
2
Much
114
3
Average
347
4
A little
328
5
Very little
321
6
I do not know
894
Sysmiss
1
B2h. How much do you trust the The Consumer Protection Agency
2019
3
1
Very much
23
2
Much
55
3
Average
202
4
A little
214
5
Very little
244
6
I do not know
1281
Sysmiss
3
B3a. Generally, how would you assess the quality of financial services offered by
2021
1
1
Very good
137
2
Good
618
3
Casual
658
4
Bad
130
5
Very bad
58
6
I do not know
420
Sysmiss
1
B3b. Generally, how would you assess the quality of financial services offered by
2020
2
1
Very good
51
2
Good
248
3
Casual
446
4
Bad
67
5
Very bad
41
6
I do not know
1167
Sysmiss
2
B3c. Generally, how would you assess the quality of financial services offered by
2019
3
1
Very good
76
2
Good
402
3
Casual
692
4
Bad
134
5
Very bad
71
6
I do not know
644
Sysmiss
3
B3d. Generally, how would you assess the quality of financial services offered by
2013
9
1
Very good
61
2
Good
272
3
Casual
609
4
Bad
85
5
Very bad
44
6
I do not know
942
Sysmiss
9
2022
0
1
Very good
45
2
Good
236
3
Casual
542
4
Bad
142
5
Very bad
100
6
I do not know
957
B3f. Generally, how would you assess the quality of financial services offered by
2018
4
1
Very good
143
2
Good
454
3
Casual
597
4
Bad
176
5
Very bad
132
6
I do not know
516
Sysmiss
4
B4a.If a conflict with a financial organization How sure are you in a quick dispu
2019
3
1
I am quite sure
117
2
Sure
406
3
Fifty-fifty
560
4
I'm not sure
327
5
I am not sure never
198
6
I do not know
411
Sysmiss
3
2021
1
1
I am quite sure
122
2
Sure
306
3
Fifty-fifty
590
4
I'm not sure
367
5
I am not sure never
218
6
I do not know
418
Sysmiss
1
B5. What factor would be most important for you if you were to open a bank saving
2021
1
1
The bank's reputation
871
2
Proximity
182
3
Treatment of staff of the Bank to me
381
4
The amount of savings and the interest rate and costs
329
5
Gifts and promotional campaigns
84
6
I do not know
174
Sysmiss
1
B6. What factor would be most important for you if you were to take out a loan fr
2021
1
1
The bank's reputation
535
2
Proximity
98
3
Treatment of staff of the Bank to me
255
4
The amount of savings and the interest rate and costs
821
5
Gifts and promotional campaigns
46
6
I do not know
266
Sysmiss
1
C1a.What trends from the ones given below do you follow personally?Changes in the
What trends from the ones given below do you follow personally? Changes in the property market
2021
1
1
Yes
389
2
No
1632
Sysmiss
1
C1b.What trends from the ones given below do you follow personally?Changes of quo
What trends from the ones given below do you follow personally? Changes of quotations and indices in the capital market
2022
0
1
Yes
295
2
No
1727
C1c.What trends from the ones given below do you follow personally?Changes of int
What trends from the ones given below do you follow personally? Changes of interest rates on deposits
2019
3
1
Yes
259
2
No
1760
Sysmiss
3
C1d. What trends from the ones given below do you follow personally?Changes of in
What trends from the ones given below do you follow personally? Changes of interest rates on credits
2020
2
1
Yes
323
2
No
1697
Sysmiss
2
C1e. What trends from the ones given below do you follow personally?Changes in th
What trends from the ones given below do you follow personally? Changes in the inflation rate
2019
3
1
Yes
535
2
No
1484
Sysmiss
3
C1f.What trends from the ones given below do you follow personally?Changes in the
What trends from the ones given below do you follow personally? Changes in the level of public pensions, benefits and tax exemptions
2019
3
1
Yes
692
2
No
1327
Sysmiss
3
C1g.What trends from the ones given below do you follow personally?Price fluctuat
What trends from the ones given below do you follow personally? Price fluctuations for oil, gold, metals, etc.
2017
5
1
Yes
1103
2
No
914
Sysmiss
5
C2a.What is your main source of information in Changes in the property market
What is your main source of information: Changes in the property market
383
1639
1
Advertisment
43
2
news papere,TV,
106
3
websites
47
4
Banks emplooies
32
5
Counsultants
10
6
Freinds
145
Sysmiss
1639
C2b.What is your main source of information in Changes of quotations and indices
What is your main source of information: Changes of quotations and indices in the capital market
290
1732
1
Advertisment
18
2
news papere,TV,
97
3
websites
88
4
Banks emplooies
43
5
Counsultants
10
6
Freinds
34
Sysmiss
1732
C2c.What is your main source of information in Changes of interest rates on depos
What is your main source of information: Changes of interest rates on deposits
254
1768
1
Advertisment
35
2
news papere,TV,
44
3
websites
27
4
Banks emplooies
101
5
Counsultants
6
6
Freinds
41
Sysmiss
1768
C2d. What is your main source of information in Changes of interest rates on cred
What is your main source of information: Changes of interest rates on credits
317
1705
1
Advertisment
46
2
news papere,TV,
41
3
websites
26
4
Banks emplooies
140
5
Counsultants
3
6
Freinds
61
Sysmiss
1705
C2e. What is your main source of information in Changes in the inflation rate
What is your main source of information: Changes in the inflation rate
530
1492
1
Advertisment
55
2
news papere,TV,
164
3
websites
61
4
Banks emplooies
100
5
Counsultants
9
6
Freinds
141
Sysmiss
1492
C2f.What is your main source of information in Changes in the level of public pen
What is your main source of information: Changes in the level of public pensions, benefits and tax exemptions
684
1338
1
Advertisment
87
2
news papere,TV,
131
3
websites
76
4
Banks emplooies
129
5
Counsultants
8
6
Freinds
253
Sysmiss
1338
C2g.What is your main source of information in Price fluctuations for oil, gold,
What is your main source of information: Price fluctuations for oil, gold, metals, etc.
1088
934
1
Advertisment
147
2
news papere,TV,
409
3
websites
132
4
Banks emplooies
137
5
Counsultants
16
6
Freinds
247
Sysmiss
934
C3. Do you know that the Institution of the Ombudsmen for Consumer Protection exi
Do you know that the Institution of the Ombudsmen for Consumer Protection exists?
2008
14
1
Yes
603
2
No
841
3
I do not know
564
Sysmiss
14
C4a. During the last 12 months, how many personal contacts or contacts through ph
During the last 12 months, how many personal contacts or contacts through phone have you had with bank officers or bankers?
2020
2
1
Daily
23
2
A few times per week
86
3
A few times per month
265
4
Once a month or less
458
5
Did not call, never
1188
Sysmiss
2
C4b.During the last 12 months, how many personal contacts or contacts through pho
During the last 12 months, how many personal contacts or contacts through phone have you had with representatives of insurance companies / private pension fund?
2020
2
1
Daily
3
2
A few times per week
31
3
A few times per month
76
4
Once a month or less
202
5
Did not call, never
1708
Sysmiss
2
C4c. During the last 12 months, how many personal contacts or contacts through ph
During the last 12 months, how many personal contacts or contacts through phone have you had with representatives of the brokerage houses?
2020
2
1
Daily
4
2
A few times per week
7
3
A few times per month
36
4
Once a month or less
53
5
Did not call, never
1920
Sysmiss
2
C4d. During the last 12 months, how many personal contacts or contacts through ph
During the last 12 months, how many personal contacts or contacts through phone have you had withindependent financial advisers or brokers ?
2021
1
1
Daily
4
2
A few times per week
10
3
A few times per month
17
4
Once a month or less
61
5
Did not call, never
1929
Sysmiss
1
C4e. During the last 12 months, how many personal contacts or contacts through ph
During the last 12 months, how many personal contacts or contacts through phone have you had with representatives of a non-banking financial institution , such as microcredit organizations?
2021
1
1
Daily
2
2
A few times per week
20
3
A few times per month
47
4
Once a month or less
108
5
Did not call, never
1844
Sysmiss
1
C4f. During the last 12 months, how many personal contacts or contacts through ph
During the last 12 months, how many personal contacts or contacts through phone have you had with members of your mutual help / community association ?
2019
3
1
Daily
17
2
A few times per week
40
3
A few times per month
85
4
Once a month or less
90
5
Did not call, never
1787
Sysmiss
3
C4g. During the last 12 months, how many personal contacts or contacts through ph
During the last 12 months, how many personal contacts or contacts through phone have you had with Informal money lenders?
2017
5
1
Daily
50
2
A few times per week
110
3
A few times per month
233
4
Once a month or less
241
5
Did not call, never
1383
Sysmiss
5
C5. When you meet your relatives, colleagues, friends, how often do you talk abou
When you meet your relatives, colleagues, friends, how often do you talk about financial institutions and services?
2005
17
1
Daily
211
2
A few times per week
310
3
A few times per month
396
4
Once a month or less
452
5
I'm not talking about it never
636
Sysmiss
17
C6a.do you see as the most suitable for delivering financial literacy programs in
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? A commercial bank
(SHOW CARD WITH CHOICES) Multiple Answers
2022
0
1
Yes
576
2
No
1446
C6b .do you see as the most suitable for delivering financial literacy programs i
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? Insurance companies
(SHOW CARD WITH CHOICES) Multiple Answers
2022
0
1
Yes
269
2
No
1753
C6c.do you see as the most suitable for delivering financial literacy programs in
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? Unit investment funds (management companies)
(SHOW CARD WITH CHOICES) Multiple Answers
2022
0
1
Yes
74
2
No
1948
C6d.do you see as the most suitable for delivering financial literacy programs in
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? Non-government organizations or public
(SHOW CARD WITH CHOICES) Multiple Answers
2022
0
1
Yes
362
2
No
1660
C6e.do you see as the most suitable for delivering financial literacy programs in
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? Organizations involved in consumer rights protection
(SHOW CARD WITH CHOICES) Multiple Answers
2022
0
1
Yes
247
2
No
1775
C6f. do you see as the most suitable for delivering financial literacy programs i
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? Government entities regulating these markets
(SHOW CARD WITH CHOICES) Multiple Answers
2022
0
1
Yes
230
2
No
1792
C6g. do you see as the most suitable for delivering financial literacy programs i
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? Higher education institutions of economic and financial profile
(SHOW CARD WITH CHOICES) Multiple Answers
2022
0
1
Yes
304
2
No
1718
C6h. do you see as the most suitable for delivering financial literacy programs i
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? Independent financial consultants
(SHOW CARD WITH CHOICES) Multiple Answers
2022
0
1
Yes
298
2
No
1724
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? Mass media (journalists and TV presenters)
(SHOW CARD WITH CHOICES) Multiple Answers
2022
0
1
Yes
1074
2
No
948
C6j. do you see as the most suitable for delivering financial literacy programs i
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? Don't know
(SHOW CARD WITH CHOICES) Multiple Answers
2022
0
1
Yes
337
2
No
1685
C6k. do you see as the most suitable for delivering financial literacy programs i
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? Other
(SHOW CARD WITH CHOICES) Multiple Answers
2022
0
1
Yes
11
2
No
2011
C6k. do you see as the most suitable for delivering financial literacy programs i
Which of the following organizations do you see as the most suitable for delivering financial literacy programs in your area? Other
(SHOW CARD WITH CHOICES) Multiple Answers
20
0
1.00
10
Ãí ÍÏÇ
1
ÇáãÄÓÓÇÊ ÇáÛíÑ ÑÈÍíÉ æÇáÇÌÊãÇÚíÉ
1
ÓáØÉÇáäÞÏ
1
Úä ØÑíÞ ÌãÚíÇÊ ÇÊÍÇÏ ÇáãÑÇÉ
1
ßá ÇáãÄÓÓÇÊ ÇáãÇáíÉ
1
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áÇ íÚØæÇ ÅáÇ ááØáÇÈ
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1
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1
C7a. How to form one’s own financial targets and draw a personal current financia
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? How to form one's own financial targets and draw a personal current financial plan or budget
READ THE OPTIONS
2012
10
1
Yes
1292
2
No
388
3
I do not know
332
Sysmiss
10
C7b. How to manage debt
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? How to manage debt
READ THE OPTIONS
2015
7
1
Yes
1394
2
No
341
3
I do not know
280
Sysmiss
7
C7c. How to plan purchases of durables (car, house)
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? How to plan purchases of durables (car, house)
READ THE OPTIONS
2011
11
1
Yes
1370
2
No
363
3
I do not know
278
Sysmiss
11
C7d. How does the pension scheme work and what methods are available to secure on
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? How does the pension scheme work and what methods are available to secure one's old age income
READ THE OPTIONS
2014
8
1
Yes
1250
2
No
451
3
I do not know
313
Sysmiss
8
C7e. Banking services – current accounts, saving deposits, and plastic cards
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? Banking services - current accounts, saving deposits, and plastic cards
READ THE OPTIONS
2016
6
1
Yes
1142
2
No
501
3
I do not know
373
Sysmiss
6
C7f. Consumer credits to purchase goods and services
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? Consumer credits to purchase goods and services
READ THE OPTIONS
2016
6
1
Yes
1126
2
No
554
3
I do not know
336
Sysmiss
6
C7g. Mortgage loans
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? Mortgage loans
READ THE OPTIONS
2012
10
1
Yes
829
2
No
727
3
I do not know
456
Sysmiss
10
C7h. Insurance and insurance products
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? Insurance and insurance products
READ THE OPTIONS
2012
10
1
Yes
927
2
No
656
3
I do not know
429
Sysmiss
10
C7i. Private pension funds
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? Private pension funds
READ THE OPTIONS
2012
10
1
Yes
939
2
No
637
3
I do not know
436
Sysmiss
10
C7j. Capital markets, stock and unit fund shares
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? Capital markets, stock and unit fund shares
READ THE OPTIONS
2011
11
1
Yes
930
2
No
653
3
I do not know
428
Sysmiss
11
C7k. How to interpret and differentiate financial advertising information
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? How to interpret and differentiate financial advertising information
READ THE OPTIONS
2005
17
1
Yes
1118
2
No
516
3
I do not know
371
Sysmiss
17
C7l. What parameters are used to compare the services offered by banks and other
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? What parameters are used to compare the services offered by banks and other financial companies
READ THE OPTIONS
2013
9
1
Yes
1148
2
No
477
3
I do not know
388
Sysmiss
9
C7m. What consumer rights protection laws are available and what one needs to do
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? What consumer rights protection laws are available and what one needs to do when one's consumer rights are violated
READ THE OPTIONS
2015
7
1
Yes
1418
2
No
278
3
I do not know
319
Sysmiss
7
C7n. What information should a user pay attention to when signing a contract with
Which of the following aspects of managing personal finances do you believe should necessarily be part of a financial training course for people...? What information should a user pay attention to when signing a contract with a bank or another financial company
READ THE OPTIONS
2013
9
1
Yes
1505
2
No
241
3
I do not know
267
Sysmiss
9
C8 How often do you compare the terms and conditions for provision of financial s
How often do you compare the terms and conditions for provision of financial services by various companies before you sign a contract for such a service?
2010
12
1
Always
921
2
Sometimes
288
3
Rarely
160
4
Does not undertake to
142
5
I do not use any financial services
443
6
I do not know
56
Sysmiss
12
C9a. sources of information do you pay attention to when choosing a company to bu
What sources of information do you pay attention to when choosing a company to buy a service from? Advertisements
Multiple Answers
2022
0
1
Yes
584
2
No
1438
C9b. sources of information do you pay attention to when choosing a company to bu
What sources of information do you pay attention to when choosing a company to buy a service from? Information materials of financial companies on their tariffs and services of various types
Multiple Answers
2022
0
1
Yes
146
2
No
1876
C9c. sources of information do you pay attention to when choosing a company to bu
What sources of information do you pay attention to when choosing a company to buy a service from? Advice of consultants working for providers of a required service
Multiple Answers
2022
0
1
Yes
717
2
No
1305
C9d.sources of information do you pay attention to when choosing a company to buy
What sources of information do you pay attention to when choosing a company to buy a service from? Recommendations of independent financial consultants or brokers
Multiple Answers
2022
0
1
Yes
212
2
No
1810
C9e. sources of information do you pay attention to when choosing a company to bu
What sources of information do you pay attention to when choosing a company to buy a service from? Analytical materials published in mass media
Multiple Answers
2022
0
1
Yes
230
2
No
1792
C9f. sources of information do you pay attention to when choosing a company to bu
What sources of information do you pay attention to when choosing a company to buy a service from? Employer's advice
Multiple Answers
2022
0
1
Yes
142
2
No
1880
C9g.sources of information do you pay attention to when choosing a company to buy
What sources of information do you pay attention to when choosing a company to buy a service from? Advice of friends and relatives
Multiple Answers
2022
0
1
Yes
1151
2
No
871
What sources of information do you pay attention to when choosing a company to buy a service from? Internet forums and blogs
Multiple Answers
2022
0
1
Yes
212
2
No
1810
What sources of information do you pay attention to when choosing a company to buy a service from? Don't know
Multiple Answers
2022
0
1
Yes
222
2
No
1800
What sources of information do you pay attention to when choosing a company to buy a service from? Other
Multiple Answers
2022
0
1
Yes
9
2
No
2013
What sources of information do you pay attention to when choosing a company to buy a service from? Other
Multiple Answers
8
0
ÚÑÖ
1
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1
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1
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1
áÇ ÇØáÚ Úáì åÐå ÇáÇãæÑ
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1
D1. How would you assess the level of your financial literacy?
How would you assess the level of your financial literacy?
(SHOW CARD WITH CHOICES)
2020
2
1
Knowledge and skills of an excellent
107
2
Knowledge and skills of good
558
3
Knowledge and skills of acceptable
768
4
Knowledge and skills is acceptable
311
5
I do not have the knowledge or skills
240
6
I do not know
36
Sysmiss
2
D2. Let’s assume that you deposited NIS 10,000 in a bank account at 8% annual int
2021
1
1
More than 10,800 shekels
1029
2
More than 10,800 shekels
444
3
Less than 10,800 shekels
163
4
I do not know
385
Sysmiss
1
D3. Let’s assume that in 2012 your income is twice as now, and the consumer price
Let's assume that in 2012 your income is twice as now, and the consumer prices also grow twofold. Do you think that in 2012 you will be able to buy more, less, or the same amount of goods and services as today?
2017
5
1
More
338
2
The same thing
1299
3
Less
262
4
I do not know
118
Sysmiss
5
D4. Let’s assume that you saw a TV-set of the same model on sales in two differen
2013
9
1
Discount 150 shekels
1417
2
The same thing
256
3
10% discount
211
4
I do not know
129
Sysmiss
9
D5. Ali recently bought accident insurance with NIS 10,000 cover. The next day, h
Ali recently bought accident insurance with NIS 10,000 cover. The next day, he met with an accident and had to be hospitalized. He incurred NIS 5,000 in hospital fees. How much do you think the medical insurance policy will pay for?
2018
4
1
10 000 shekels
309
2
5000 shekels
1100
3
I do not know
609
Sysmiss
4
D6. Ali recently borrowed some money from a local moneylender. He wanted to buy s
Ali recently borrowed some money from a local moneylender. He wanted to buy some clothes for his children for Eid (festival). Do you think this is a productive loan?
2012
10
1
Yes
139
2
No
1676
3
I do not know
197
Sysmiss
10
D7. Ali does plastering on tall buildings. It is a dangerous job and he is worrie
Ali does plastering on tall buildings. It is a dangerous job and he is worried that if he gets injured his family's income will become inadequate to meet their needs. If Ali comes to you for advice what would you suggest?
2019
3
1
To work in another job
757
2
Buy life insurance
984
3
Increased savings
278
Sysmiss
3
D8. Laila has a very bright child who is currently in secondary school, but will
Laila has a very bright child who is currently in secondary school, but will probably do well in university. She is worried how her family will pay for the child's education. If Laila comes to you for advice, out of the following options, which would you suggest? (Read options)
2019
3
1
Buy life insurance for her son
158
2
Open a savings account in the bank
1402
3
To leave her son's education
57
4
None of this
402
Sysmiss
3
D9. Laila has two sons. Her husband and two sons are earning members of the house
Laila has two sons. Her husband and two sons are earning members of the household and contribute towards household income. However, Laila does not know what is the household's total income and expenditure. How do you think Laila can track her income and expenditure?
2018
4
1
Open a savings account in the bank
425
2
Develop a budget for your family
1364
3
Buy life insurance for her children and her husband
53
4
I do not know
176
Sysmiss
4
D10. Suppose I have a savings account in a bank and the bank closes down for some
Suppose I have a savings account in a bank and the bank closes down for some reason, will I get my money back?
1978
44
1
Yes
1098
2
No
443
3
i do not know
437
Sysmiss
44
D11. In which of the following cases it is appropriate for the government to comp
Multiple Answers
2017
5
1
If the bank went bankrupt
779
2
Decline in market value of the shares of Investment Fund
133
3
A sharp drop in the shares of private company
52
4
Falling real estate prices when you want to sell
46
5
Nothing from the preiviouse
400
6
I don't know
607
Sysmiss
5
E1. Do you plan your household’s finances by making a budget or writing down expe
Do you plan your household's finances by making a budget or writing down expenses?
2009
13
1
Yes
721
2
No
1190
3
I do not know
98
Sysmiss
13
E2. Is your family used to keeping records of income and expenditures?
Is your family used to keeping records of income and expenditures?
2020
2
1
Yes we keep records of everything
207
2
Yes we keep records of everything, but not all revenues
295
3
No we don't keep records of everything
1015
4
No we don't keep records of family's resources
429
5
I do not know
74
Sysmiss
2
E3a.How often during the last 12 months your household_ remained with unspent mon
How often during the last 12 months your household remained with unspent money from month to month?
2018
4
1
Always
150
2
Most often
301
3
Sometimes
253
4
Very rare
420
5
Not once
826
6
I do not know
68
Sysmiss
4
E3b. How often during the last 12 months your household_remained without money fr
How often during the last 12 months your household remained without money from month to month?
2018
4
1
Always
214
2
Most often
369
3
Sometimes
408
4
Very rare
504
5
Not once
463
6
I do not know
60
Sysmiss
4
E3c. How often during the last 12 months your household_spent in a month exactly
How often during the last 12 months your household spent in a month exactly the money earned in the previous month?
2007
15
1
Always
397
2
Most often
442
3
Sometimes
344
4
Very rare
380
5
Not once
358
6
I do not know
86
Sysmiss
15
E4_a When your household remains with unspent money from month to month, generall
When your household remains with unspent money from month to month, generally what do you do with the savings? We spend it on consumer goods
452
1570
1
Yes
187
2
No
265
Sysmiss
1570
E4_b When your household remains with unspent money from month to month, generall
When your household remains with unspent money from month to month, generally what do you do with the savings? We spend it on basic necessities
452
1570
1
Yes
233
2
No
219
Sysmiss
1570
E4_c When your household remains with unspent money from month to month, generall
When your household remains with unspent money from month to month, generally what do you do with the savings? We spend it on education (for children)
451
1571
1
Yes
215
2
No
236
Sysmiss
1571
E4_d When your household remains with unspent money from month to month, generall
When your household remains with unspent money from month to month, generally what do you do with the savings? We spend it on health
450
1572
1
Yes
204
2
No
246
Sysmiss
1572
E4_e When your household remains with unspent money from month to month, generall
When your household remains with unspent money from month to month, generally what do you do with the savings? We keep it in cash
452
1570
1
Yes
330
2
No
122
Sysmiss
1570
E4_f When your household remains with unspent money from month to month, generall
When your household remains with unspent money from month to month, generally what do you do with the savings? We deposit it or do not withdraw it from the account
451
1571
1
Yes
232
2
No
219
Sysmiss
1571
E4_g When your household remains with unspent money from month to month, generall
When your household remains with unspent money from month to month, generally what do you do with the savings? We invest it in the capital market
451
1571
1
Yes
97
2
No
354
Sysmiss
1571
E4_h When your household remains with unspent money from month to month, generall
When your household remains with unspent money from month to month, generally what do you do with the savings? We repay debt
451
1571
1
Yes
119
2
No
332
Sysmiss
1571
E4_i When your household remains with unspent money from month to month, generall
When your household remains with unspent money from month to month, generally what do you do with the savings? We lend it to friends or relatives
451
1571
1
Yes
142
2
No
309
Sysmiss
1571
E4_j When your household remains with unspent money from month to month, generall
When your household remains with unspent money from month to month, generally what do you do with the savings? We invest it in our own business
451
1571
1
Yes
207
2
No
244
Sysmiss
1571
E4_k When your household remains with unspent money from month to month, generall
When your household remains with unspent money from month to month, generally what do you do with the savings? We invest it in gold and jewellery
450
1572
1
Yes
113
2
No
337
Sysmiss
1572
E4l. Is there any other way that you spend the money from the previous month?_tex
Is there any other way that you spend the money from the previous month?
194
0
.
7
2
2
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Úáì ÇáãæÇÕáÇÊ
1
ÚäÏ ÇáÖÑæÑÉ
1
ÚäÏ ÇáÖÑæÑÉ ÇÐÇ ÇÏÚÊ ÇáÍÇÌÉ ãËá ÇÞÑÇÖ ÕÏíÞ Çæ ÊÚáíã ÇáÇÈäÇÁ
1
ÝÊÍ ãÔÑæÚ ÕÚíÑ íÓÇÚÏ ãÚ ÇáãÕÇÑíÝ
1
Ýí ÇáÊäÞáÇÊ ãä ÎáÇá ÊÚÈÆÉ ÇáÈäÒíä
1
Ýí ÇáÊäÞáÇÊ æ ÇáÑÍáÇÊ æ ÇáÊÑÝíå Úä ÇáäÝÓ
1
Ýí ÇáÊäÞáÇÊ æ ÇáÝÑ
1
Ýí ÇáÊäÞáÇÊ æÇáÒíÇÑÇÊ ÇáÑÓãíÉ
1
Ýí ÇáÊäÞáÇÊ æÇáãæÇÕáÇÊ
1
Ýí ÇáÒíÇÑÇÊ æ ÇáåÏÇíÇ
1
Ýí ÇáÓÝÑ ãä ÝÊÑÉ áÇÎÑì áÒíÇÑÉ ÇáÇÞÇÑÈ
1
Ýí ÇáÕÏÞÇÊ æÇáÒßÇÉ
1
áÇ
101
áÇ ÃÚÑÝ
3
áÇ ÃÚÑÝ áä ßá ÔåÑ íÎÊáÝ Úä ÇáÂÎÑ
1
áÇ ÇÊÐßÑ ÇáÇä ÔíÁ
1
áÇ ÔíÁ
9
áÇ ÞÏ ÊÕÑÝ Úáì ÇáÊäÞáÇÊ
1
áÇ íÎáæ ÇáÃãÑ ãä æÌæÏ ÍÇáÇÊ ØÇÑÆÉ ááãÕÑæÝ æ áßä ßá ÔåÑ íÎÊáÝ Úä ÇáÂÎÑ
1
áÇ íæÌÏ
21
áÇ íæÌÏ ÇáÇ ãæÇÕáÇÊ æÊäÞáÇÊ
1
áÇÔíÁ
1
áã íÍÏÏ
1
ãÔÊÑßÉ ÈÌãÚíÉ äÓÇÆíÉ æ ÊÃÎÐåÇ Ãæá æÍÏÉ
1
ãÔÊÑßÉ Ýí ÌãÚíÉ æÊÖÚ ÇáäÞæÏ ÝíåÇ æÊÓÊáãåÇ ãä æÞÊ áÇÎÑ
1
ããßä Ýí ãÔÇÑíÚ ÎíÑíÉ
1
ãä ÎáÇá ÊÌÏíÏ ÇáÃËÇË ÇáãäÒáí
1
äÈÞíåÇ ßãÇ åí
1
äÍæáåÇ Åáì ÚãáÇÊ ÃÑÏäíÉ
1
äÎÒäåÇ ááíæã ÇáÇÓæÏ ßãÇ íÞÇá
1
äÏÎÑåÇ
1
äæÏÚåÇ ÈÇáÈäß Çæ ÇáÍÓÇÈ áÍíä ÇáÍÇÌÉ áåÇ
1
äæÏÚåÇ Ýí ÍÓÇÈ ÊæÝíÑ
1
íÔÊÑí ÃÏæÇÊ ÒÑÇÚíÉ
1
E5 a. When your household runs out of money from month to month, generally, what
When your household runs out of money from month to month, generally, what do you do? We cut down expenses
601
1421
1
Yes
472
2
No
129
Sysmiss
1421
E5 b. When your household runs out of money from month to month, generally, what
When your household runs out of money from month to month, generally, what do you do? We borrow money from relatives, friends and acquaintances
602
1420
1
Yes
385
2
No
217
Sysmiss
1420
E5 c. When your household runs out of money from month to month, generally, what
When your household runs out of money from month to month, generally, what do you do? We borrow money from family
602
1420
1
Yes
354
2
No
248
Sysmiss
1420
E5 d. When your household runs out of money from month to month, generally, what
When your household runs out of money from month to month, generally, what do you do? We buy on credit (informally) from shops
602
1420
1
Yes
445
2
No
157
Sysmiss
1420
E5 e. When your household runs out of money from month to month, generally, what
When your household runs out of money from month to month, generally, what do you do? We borrow from non-banking financial institutions (Micro-credits.)
602
1420
1
Yes
27
2
No
575
Sysmiss
1420
E5 f. When your household runs out of money from month to month, generally, what
When your household runs out of money from month to month, generally, what do you do? We pawn jewellery or other goods
602
1420
1
Yes
36
2
No
566
Sysmiss
1420
E5 g. When your household runs out of money from month to month, generally, what
When your household runs out of money from month to month, generally, what do you do? We spend our savings in NIS
602
1420
1
Yes
247
2
No
355
Sysmiss
1420
E5 h. When your household runs out of money from month to month, generally, what
When your household runs out of money from month to month, generally, what do you do? We spend our savings in foreign currency (USD)
602
1420
1
Yes
118
2
No
484
Sysmiss
1420
E5 i. When your household runs out of money from month to month, generally, what
When your household runs out of money from month to month, generally, what do you do? We use a credit card
602
1420
1
Yes
18
2
No
584
Sysmiss
1420
E5 j. When your household runs out of money from month to month, generally, what
When your household runs out of money from month to month, generally, what do you do? We work extra hours or do additional jobs
600
1422
1
Yes
155
2
No
445
Sysmiss
1422
E5k. Is there any other way that you get by when you run out of money in between
Is there any other way that you get by when you run out of money in between two months?
170
0
.
5
ÃÍíÇäÇ ÇáÚãá Ýí ÊÕáíÍ ÇáãæÇÊíÑ áíÓ ÏÇÆãÇõ
1
ÇÚãá ÈÇáÇÌÑ áÏì ÇÔÎÇÕ ãÒÇÑÚíä
1
ÇÞÊÑÖ ãä ÇáÌãÚíÉ ÇáÊÚÇæäíÉ
1
ÇáÇÞÊÑÇÖ ãä ÇáÈäæß
1
ÇáÇÞÊÑÇÖ ãä ÇáÚÇÆáÉ æÇáÇÕÏÞÇÁ
1
ÇáÈáØÌÉ
1
ÇáÏíæä ãä ãÍáÇÊ ÇáÕÑÇÝÉ
1
ÇáÔÆæä ÇáÇÌÊãÇÚíÉ
1
ÇáÚãá Ýí ÇáÃÑÇÖí ÇáÒÑÇÚíÉ ÈÇáÅÖÇÝÉ Åáì ÇáÓÇÚÇÊ ÇáÅÖÝíÉ
1
ÈíÚ ÇÑÖ
1
ÈíÚ ÇáÐåÈ æ ÞØÚÉ ÃÑÖ
1
ÈíÚ ÇáãÍÇÕíá ÇáÒÑÇÚíÉ ÇáãæÓãíÉ
1
ÊÎÊáÝ ÇáØÑíÞÉ ÍÓÈ ÊæÝÑåÇ
1
ØáÈ ãÓÇÚÏÉ ãä ÇááÌÇä ÇáÔÚÈíÉ ÇáãÓÄæáÉ Úä ÇáãÎíã
1
ÞÏ íÖØÑ áÈíÚ ÐåÈ ÒæÌÊå
1
ÞÑÖ Èäßí ÈÇáÝÇÆÏÉ
1
áà íæÌÏ ÝÞØ ÃÕÈÑ Úáì äÝÓí
1
áÇ
109
áÇ ÃÚÑÝ
2
áÇ ÈÓÈÈ ÞáÉ ÝÑÕ ÇáÚãá
1
áÇ ÔíÁ
3
áÇ ØÑíÞÉ
2
áÇ íæÌÏ
18
áÇ íæÌÏ Úãá
1
áÇØÑíÞÉ
2
áã íÍÏÏ
2
ãÄÓÓÇÊ ÇáÅÞÑÇÖ
1
ãÓÇÚÏÇÊ ãä ÇáãÄæÓÓÇÊ ãËá ÇáæßÇáÉ æÛíÑåÇ
1
ãä Úãá ÒæÌÊí äÕÑÝ Úáì ÇáÈíÊ
1
ãä áÌÇä ÇáÒßÇÉ/ÕäÏæÞ ÇáÚÇÆáÉ
1
äÚã ÃØÇáÈ ÇáÍßæãÉ ÈÖãÇä ÏÎá ËÇÈÊ
1
íÊã ÈíÚ ÅãÇ ÃÑÖ Ãæ Ñåä ÚÞÇÑ
1
íÚãá Ýí ÃÚãÇá ÇáÈäÇÁ
1
íÞæã ÇáÃÈ ÈÒÑÇÚÉ ÇáÃÑÖ ÇáÞÑíÈÉ ãä ÇáãäÒá
1
E6. Please tell us whether there are such families among your acquaintances or fr
1991
31
1
Yes, there are
188
2
Yes, there are
346
3
Yes, there are
536
4
Yes
76
5
I do not know anyone
774
6
I do not know
71
Sysmiss
31
E7. Did you household experience an unexpected significant reduction of your inco
Did you household experience an unexpected significant reduction of your income over the last three years?
1996
26
1
Yes
846
2
No
1117
3
I do not know
33
Sysmiss
26
E7a_ a. How did you manage to make ends meet when your income suddenly dropped?Lo
If Yes (code 1 at E7)
What was the reason for this reduction of your income? Loss of employment due to economic crisis
812
1210
1
Yes
142
2
No
670
Sysmiss
1210
E7a_ b. How did you manage to make ends meet when your income suddenly dropped?Lo
If Yes (code 1 at E7)
What was the reason for this reduction of your income? Loss of employment because of an accident, illness or disability
811
1211
1
Yes
116
2
No
695
Sysmiss
1211
E7a_ c. How did you manage to make ends meet when your income suddenly dropped?Co
If Yes (code 1 at E7)
What was the reason for this reduction of your income? Considerable reduction of salary, or delays with salary payment
816
1206
1
Yes
293
2
No
523
Sysmiss
1206
E7a_ d. How did you manage to make ends meet when your income suddenly dropped?Oc
If Yes (code 1 at E7)
What was the reason for this reduction of your income? Occupation (loss of access to land/proximity to wall/restriction of movement)
820
1202
1
Yes
376
2
No
444
Sysmiss
1202
E7a_ e. How did you manage to make ends meet when your income suddenly dropped?Br
If Yes (code 1 at E7)
What was the reason for this reduction of your income? Breakup, separation or divorce
809
1213
1
Yes
32
2
No
777
Sysmiss
1213
E7a_ f. How did you manage to make ends meet when your income suddenly dropped?Re
If Yes (code 1 at E7)
What was the reason for this reduction of your income? Retirement of the main breadwinner
810
1212
1
Yes
105
2
No
705
Sysmiss
1212
E7a_ g. How did you manage to make ends meet when your income suddenly dropped?Ot
If Yes (code 1 at E7)
What was the reason for this reduction of your income? Other
478
0
.
2
1
33
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1
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1
1 ÇáÈØÇáÉ
1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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2
2
264
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1
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1
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1
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3
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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3
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1
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1
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1
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1
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1
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1
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2
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1
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4
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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2
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2
1
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1
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1
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1
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1
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1
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1
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1
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2
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1
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1
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1
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1
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2
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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2
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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1
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2
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1
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1
ÛáÇÁ ÇáãÚíÔÉ æÒíÇÏÉ ÇáãÕÇÑíÝ
1
ÝÞÏÇä ÇáÃãæÇá Ýí ÇáÈæÑÕÉ ÇáÃÓåã
1
ÝÞÏÇä ÇáÚãá ÈÓÈÈ ÇáÅÍÈÇØ
1
ÝÞÏÇä ÇáÚãá ÈÓÈÈ ÚÏã ÊæÝÑ ÝÑÕÉ ÇáÚãá
1
ÞØÚ ÇáÑÇÊÈ
1
ÞØÚ ÇáÑÇÊÈ ãä ÑÇã Çááå
1
ßÈÑ ÇáæÇáÏ ÈÇáÓä
1
áÇ íÚãá
1
áÇ íæÌÏ Úãá
3
áÇ íæÌÏ Úãá áÃÝÑÇÏ ÇáÃÓÑÉ
1
áÇ íæÌÏ ÝÑÕ Úãá ßËíÑÉ
1
áÇ íæÌÏ ÝÑÕ Úãá ááÒæÌ
1
áÇ íæÌÏ æÙíÝÉ
1
áÇ íæÌÏ æÙíÝÉ ãä ÇáÃÓÇÓ
1
áÇíæÌÏ ÏÎá
1
áíÓ áÏí ÏÎá
1
ãÊØáÈÇÊ ÇáÍíÇÉ ÛÇáíÉ
1
ãÑæÑ ÇáÍÑÈ
1
ãæÊ ÑÈ ÇáÃÓÑÉ
1
ãæÙÝ ãÞØæÚ ÑÇÊÈÉ
1
äÕÈ ÔÎÕ Úáì ÇáÚÇÆáÉ
1
äÕÈ æÅÍÊíÇá
1
äÞØÉ ÈíÚ Ýí ÇáÓæÞ æÃÒíáÊ
1
åÏã ÇáÈíÊ
1
æÇáÏåÇ áã íÓÊØÚ ÇáæÕæá Åáì ãßÇä Úãáå ÈÓÈÈ ÇáÌÏÇÑ æ
1
æÌæÏ ØÝá ãÚÇÞ ÈÇáÃÓÑÉ
1
æÌæÏ ÞÑæÖ Úáì ÇáãÚíá
1
æÖÚ ÇáÓæÞ ÈÔßá ÚÇã
1
æÝÇÉ ÑÈ ÇáÃÓÑÉ
2
æÝÇÉ ÑÈ ÇáÇÓÑÉ
1
E7b_ a. How did you manage to make ends meet when your income suddenly dropped?We
How did you manage to make ends meet when your income suddenly dropped? We cut down expenses and saved
825
1197
1
Yes
726
2
No
99
Sysmiss
1197
E7b_ b. How did you manage to make ends meet when your income suddenly dropped?We
How did you manage to make ends meet when your income suddenly dropped? We borrowed money from relatives, friends and acquaintances
823
1199
1
Yes
457
2
No
366
Sysmiss
1199
E7b_ c. How did you manage to make ends meet when your income suddenly dropped?We
How did you manage to make ends meet when your income suddenly dropped? We borrow money from family
825
1197
1
Yes
429
2
No
396
Sysmiss
1197
E7b_ d. How did you manage to make ends meet when your income suddenly dropped?We
How did you manage to make ends meet when your income suddenly dropped? We bought on credit from shops
825
1197
1
Yes
527
2
No
298
Sysmiss
1197
E7b_ e. How did you manage to make ends meet when your income suddenly dropped?We
How did you manage to make ends meet when your income suddenly dropped? We borrowed from non-banking financial institutions (CAR, Provident etc.)
816
1206
1
Yes
47
2
No
769
Sysmiss
1206
E7b_ f. How did you manage to make ends meet when your income suddenly dropped?We
How did you manage to make ends meet when your income suddenly dropped? We pawned jewellery or other goods
747
1275
1
Yes
108
2
No
639
Sysmiss
1275
E7b_ g. How did you manage to make ends meet when your income suddenly dropped?We
How did you manage to make ends meet when your income suddenly dropped? We spent our savings in NIS
821
1201
1
Yes
513
2
No
308
Sysmiss
1201
E7b_ h. How did you manage to make ends meet when your income suddenly dropped?We
How did you manage to make ends meet when your income suddenly dropped? We exchanged in NIS our savings in foreign currency
821
1201
1
Yes
262
2
No
559
Sysmiss
1201
E7b_ i. How did you manage to make ends meet when your income suddenly dropped?We
How did you manage to make ends meet when your income suddenly dropped? We used a credit card
819
1203
1
Yes
34
2
No
785
Sysmiss
1203
E7b_ j. How did you manage to make ends meet when your income suddenly dropped?We
How did you manage to make ends meet when your income suddenly dropped? We worked extra hours or do additional jobs
807
1215
1
Yes
262
2
No
545
Sysmiss
1215
E7b_ k. How did you manage to make ends meet when your income suddenly dropped?Ot
How did you manage to make ends meet when your income suddenly dropped? Other
348
0
.
4
1
20
2
319
5
2
ÈíÚ ÇáÐåÈ ááÚãá Ýí Ëãäå
1
ÛáÇÁ ÇáÓáÚ
1
áÇ íæÌÏ ÏÎá
1
E8. How often during the last 12 months your household had to borrow to pay back
How often during the last 12 months your household had to borrow to pay back your other debts?
1964
58
1
per month
167
2
Once per 3 months
170
3
Once every 6 months
162
4
Once a year or less
276
5
Not once
1138
6
I do not know
51
Sysmiss
58
E9. Would you please say whether your household has any debts now?
If No --> Go to E10
2013
9
1
yes
1023
2
no
963
3
i do not no
27
Sysmiss
9
E9A. Compared to your total monthly household income, approximately how much tota
If Yes in E9 ask
Compared to your total monthly household income, approximately how much total debt do you currently have?
SHOW THE CARD
1004
1018
1
less than month income
141
2
1-2 month
157
3
2-3 month
153
4
4-6 month
170
5
7-12 month
121
6
more than 12 month
215
7
I don't know
47
Sysmiss
1018
E9B. Compared to your total monthly household income, approximately how much mone
If Yes in E9 ask
Compared to your total monthly household income, approximately how much money is allocated to the repayment of debts each month?
SHOW THE CARD
1012
1010
1
less than quarte in com
393
2
between 1/4-1/2
277
3
between 1/2-3/4
111
4
other
164
5
I don't know
66
14
1
Sysmiss
1010
E10 a. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll spend it on the purchase of household goods (furniture, clothes, home electronic appliances, etc.)
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
352
1670
1
First priority
95
2
Second priority
136
3
Third priority
121
Sysmiss
1670
E10 b. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll try to add money (through borrowing, e.g.) and buy a plot of land, a car, etc.
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
694
1328
1
First priority
288
2
Second priority
236
3
Third priority
170
Sysmiss
1328
E10 c. I’ll make long-term savings to accumulate money for more expensive things
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll make long-term savings to accumulate money for more expensive things (a house, apartment, expensive car, etc.)
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
431
1591
1
First priority
157
2
Second priority
157
3
Third priority
117
Sysmiss
1591
E10 d. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll make reserves (for unexpected event, special events, for a rainy day, etc.)
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
665
1357
1
First priority
218
2
Second priority
230
3
Third priority
217
Sysmiss
1357
E10 e. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll repay my earlier debts
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
736
1286
1
First priority
456
2
Second priority
185
3
Third priority
95
Sysmiss
1286
E10 f. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll spend it on entertainment, on travel or vacation
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
238
1784
1
First priority
59
2
Second priority
67
3
Third priority
112
Sysmiss
1784
E10 g. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll spend it on education and development of my children
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
615
1407
1
First priority
102
2
Second priority
269
3
Third priority
244
Sysmiss
1407
E10 h. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll spend it on upgrade of my skills or training for a new vacation/profession
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
180
1842
1
First priority
35
2
Second priority
68
3
Third priority
77
Sysmiss
1842
E10 i. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll spend it on my medical treatment and that of my close family
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
247
1775
1
First priority
64
2
Second priority
81
3
Third priority
102
Sysmiss
1775
E10 j. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll invest it in my own business
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
1089
933
1
First priority
405
2
Second priority
332
3
Third priority
352
Sysmiss
933
E10 k. I’ll buy an insurance policy for myself or the family, spend it on volunta
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll buy an insurance policy for myself or the family, spend it on voluntary pension (through a pension fund)
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
53
1969
1
First priority
9
2
Second priority
17
3
Third priority
27
Sysmiss
1969
E10 l. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll buy gold, jewels and the like
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
231
1791
1
First priority
37
2
Second priority
80
3
Third priority
114
Sysmiss
1791
E10 m. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll invest it in the bank deposit at an interest rate
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
113
1909
1
First priority
27
2
Second priority
36
3
Third priority
50
Sysmiss
1909
E10 n. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? I'll buy stock of Palestinian companies
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
116
1906
1
First priority
22
2
Second priority
40
3
Third priority
54
Sysmiss
1906
E10 o. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money? Other
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
176
0
.
71
1.00
22
2.00
20
3.00
13
ÃÊÒæÌ
2
ÇÊÒæÌ
1
ÇÍÌ Çáì ÈíÊ Çááå
1
ÇÏÇÁ ãäÇÓß ÇáÍÌ
2
ÇÏÇÁ ãäÇÓß ÇáÍÌ æÇáÚãÑÉ
1
ÇÒæÌ ÇÈäÇÆí
1
ÇáÊÈÑÚ ááÝÞÑÇÁ
4
ÇáÍÌ
4
ÇáÍÌ æÇáÚãÑÉ
1
ÇáÒæÇÌ
4
ÇáÚãÑÉ
1
ÈäÇÁ ÇáÈíÊ
1
ÊÑÊíÈ ÇáÈíÊ
1
ÊÑãíã ÇáÈíÊ
2
ÊÑíÏ ÇáÍÌ æÇáÚãÑÉ
1
ÊÒæíÌ ÇÎí
1
ÊÒæíÌ ÇáÃæáÇÏ
1
ÊÒæíÌ ÇáæáÏ ÇáÈÇÞí
1
ÊØæíÑ ÇáÈíÊ
2
ÊØæíÑ ÇáÈíÊ æÇáÒæÇÌ
1
ÊØæíÑ ÇáãäÒá
2
ÊÚãíÑ ÇáÈíÊ
1
Êßãíá ÇáÊÚáíã
1
1
ÒæÇÌ ÇÈäí
4
ÒæÇÌ ÇáÇÈä
1
ÒæÇÌ ÇáÇÈäÇÁ
1
ÓæÝ ÇÊÒæÌ
1
ÝÞØ ÈÚÏíä ÃÝßÑ Ýí ÈÇÞí ÇáÃãæ Ñ
1
áÇ íæÌÏ ÃÎáÇã áÇä ÇáæÚ Øæá ÚãÑå åíß
1
ãÓÇÚÏÉ ÇáÝÞÑÇÁ
2
ãÔ ÖÇíá ÈÇáÚãÑ ÞÏ ãÇ ãÖí
1
E10 p. Let’s assume that in addition to your regular income your family gets some
Let's assume that in addition to your regular income your family gets some money in the amount of NIS 55,000, meaning approximately USD 15,000. What would you do with this money?
Choose maximum 3 answers SHOW THE CARD (1-first option; 2-second option; 3-third option)
15
2007
1
First priority
9
2
Second priority
1
3
Third priority
5
Sysmiss
2007
E11. Does your household have any savings?
Does your household have any savings?
2018
4
1
I'm trying to save some thing
265
2
Money spent on daily needs
365
3
All money spent on daily needs and something more economical
1204
4
I don't know
184
Sysmiss
4
E11A. Comparing to your total monthly household income, approximately how much ar
If household saves (codes 1 and 2 at E11)
Comparing to your total monthly household income, approximately how much are your savings?
SHOW THE CARD
597
1425
0
1
1
less than month income
163
2
1-2
158
3
2-3
146
4
4-6
85
5
7-12
15
6
I don't know
29
Sysmiss
1425
E11B 1. What are your reasons to save? For a rainy day, for unexpected expenses
What are your reasons to save? For a rainy day, for unexpected expenses
541
1481
1
Yes
525
2
No
16
Sysmiss
1481
E11B 2. What are your reasons to save?For retirement
What are your reasons to save?
152
1870
1
Yes
67
2
No
85
Sysmiss
1870
E11B 3. What are your reasons to save?To leave something for children to inherit
What are your reasons to save? To leave something for children to inherit
159
1863
1
Yes
80
2
No
78
3
1
Sysmiss
1863
E11B 4. What are your reasons to save?To get income in the form of interest, incr
What are your reasons to save? To get income in the form of interest, increased market value of assets, etc.
122
1900
1
Yes
32
2
No
90
Sysmiss
1900
E11B 5. What are your reasons to save?To increase my living standards in the futu
What are your reasons to save? To increase my living standards in the future
278
1744
1
Yes
215
2
No
63
Sysmiss
1744
E11B 6. What are your reasons to save?I like saving rather than spending money
What are your reasons to save? I like saving rather than spending money
157
1865
1
Yes
72
2
No
85
Sysmiss
1865
E11B 7. What are your reasons to save?This is a family tradition
What are your reasons to save? This is a family tradition
183
1839
1
Yes
99
2
No
84
Sysmiss
1839
E11B 8. What are your reasons to save?Don’t know
What are your reasons to save? .Don't know
94
1928
1
Yes
3
2
No
91
Sysmiss
1928
E11B 9. What are your reasons to save?Other......................................
What are your reasons to save? Other
43
0
.
5
1
1
1 ááÈÏÁ ÈãÔÑæÚ ÌÏíÏ
1
1 ááÊÚáíã
1
1 ááÒæÇÌ æ ÊÃãíä ÇáãÓÊÞÈá
1
2
1
9 ãÔÑæÚ ÎÇÕ
1
ÇáÊÚáíã ÇáÌÇãÚí ááÇÓÑÉ
1
ÇáÊæÝíÑ ÈÓÈÈ ÌãÚ ÃÞÓÇã ááÞÑÖ
1
ÇáÊæÝíÑ ÓíÑÌÚ ÃÞÓÇØ ááÞÑÖ
1
ÇáÞÑÔ ÇáÇÈíÖ íäÝÚ Ýí Çáíæã ÇáÇÓæÏ
1
ÊÓÏíÏ ÞÑÖ ÇáÈäß
1
ÍÊì ÃÓÊØíÚ ÅßãÇá ÇáÔåÑ
1
ÓÏÇÏ ÇáÏíæä
1
ÖãÇä ÊÚáíã ÇáÃÈäÇÁ
1
ßÈÑ ÇáÓä
1
áÇä ÇáÏÎá ßÈíÑ
1
áÊÓÏíÏ ÇáÏíæä
1
áÊÚáíã ÇáÃÈäÇÁ
1
áÊÚáíã ÇáÃØÝÇá
1
áÊÚáíã ÇáÇÈäÇÁ
1
áÊÚáíã ÇáÇæáÇÏ
1
áÊæÓíÚ ÚãáåÇ
1
áÊæÝíÑ ÃÞÓÇØ ÇáÃæáÇÏ
1
áÊæÝíÑ ÃÞÓÇØ ÏÑÇÓíÉ áÃÝÑÇÏ ÇáÚÇÆáÉ
1
áÊæÝíÑ ÏÝÚ ÇáÇÞÓÇØ
1
áÓÏÇÏ ÇáÏíæä
3
áÔÑÇÁ ÔíÁ ãÚíä
1
áÚãá ãÔÑæÚ ÅÞÊÕÇÏí
1
ááÊÚáíã
2
ááÊÚáíã ÇáÃÈäÇÁ
1
ááÊÚáíã ÇáÌÇãÚí
1
ááÍÌ
1
ááÒæÇÌ
1
ááÒæÇÌ æ ÇáÏÑÇÓÉ
1
ááÚáÇÌ
1
E12 1. What are the reasons for not saving? I don’t trust financial institutions
If household does not have savings (code 3 at E11)
What are the reasons for not saving? I don't trust financial institutions
Multiple Answers
247
1775
1
Yes
29
2
No
218
Sysmiss
1775
If household does not have savings (code 3 at E11)
What are the reasons for not saving? I cannot do this because of a low income
Multiple Answers
1080
942
1
Yes
1022
2
No
58
Sysmiss
942
E12 3. What are the reasons for not saving? I don’t see the point of having savin
If household does not have savings (code 3 at E11)
What are the reasons for not saving? I don't see the point of having savings
Multiple Answers
249
1773
1
Yes
47
2
No
202
Sysmiss
1773
E12 4. What are the reasons for not saving? I cannot resist the temptation to sp
If household does not have savings (code 3 at E11)
What are the reasons for not saving? I cannot resist the temptation to spend the money on shopping
Multiple Answers
275
1747
1
Yes
64
2
No
211
Sysmiss
1747
E12 5. What are the reasons for not saving? Other...
If household does not have savings (code 3 at E11)
What are the reasons for not saving? Other
Multiple Answers
226
1796
1
Yes
30
2
No
196
Sysmiss
1796
If household does not have savings (code 3 at E11)
What are the reasons for not saving? Don't know
Multiple Answers
231
1791
1
Yes
10
2
No
221
Sysmiss
1791
E12 5. What are the reasons for not saving? Other................................
If household does not have savings (code 3 at E11)
What are the reasons for not saving? Other
Multiple Answers
180
0
.
4
1
6
ÃÓÏÏ ÇáÏíæä
1
ÃÓÚÇÑ ÇáÈÖÇÆÚ ãÑÊÝÚÉ
1
ÃÞÓÇØ ÇáÞÑÖ
1
ÅÑÊÝÇÚ ÃÓÚÇÑ ÇáÈÖÇÆÚ / æ ÊßáÝÉ ÇáÊÚáíã ÇáÈÇåÙÉ
1
ÅáÊÒÇã
1
ÅáÊÒÇã ÈÃÞÓÇØ ÌÇãÚíÉ
1
ÅáÊÒÇã ÈÏÝÚ ÇáÏíä
1
ÅáÊÒÇãÇÊ
1
ÅáÊÒÇãÇÊ ÈÏÝÚ ÃÞÓÇØ
1
ÅáÊÒÇãÇÊ ÚÇÆáíÉ
2
ÇÌÏ Çä ÇÞæã ÈæÇÌÈí ÇÊÌÇå ÈäÇÊí æáÇ ÇÞæã ãä ÍÑãÇäåã
1
ÇÍÊíÇÌÇÊ ÇáÇÓÑÉ ßËíÑÉ æÇáÛáÇÁ ÇáãÚíÔí íÝ ÈáÇÏäÇ
1
ÇÑÊÝÇÚ ÇáÃÓÚÇÑ Ýí ÇáãäÊÌÇÊ áÇ íÊÑß ãÌÇá ááÊæÝíÑ
1
ÇáÃÓÚÇÑ ÇáãÑÊÝÚÉ ááÈÖÇÆÚ
1
ÇáÃæÖÇÚ ÇáÅÞÊÕÇÏíÉ
1
ÇáÈØÇáÉ +ÞáÉ ÇáÏÎá ááäÇÓ
1
ÇáÊÒÇãÇÊ ÇÓÑíÉ
1
ÇáÊÒÇãÇÊ ÇÞÓÇØ
2
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1
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1
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1
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1
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1
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1
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1
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11
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F1. Last month, the total amount received from salaries, pensions, child allowanc
Last month, the total amount received from salaries, pensions, child allowances, sales etc. by all household's members (including the respondent) was approximately...
2022
0
2
no income
95
3
I don't know
183
4
no answer
198
60
1
100
2
150
1
200
3
250
2
300
9
340
1
350
1
400
12
430
1
450
2
500
16
600
27
700
14
760
1
800
33
900
7
950
1
1000
119
1100
4
1200
39
1220
1
1250
1
1300
9
1350
1
1400
8
1500
101
1600
15
1700
26
1750
1
1800
42
1900
16
2000
174
2100
8
2200
16
2250
1
2300
10
2400
6
2500
84
2600
11
2700
11
2800
19
2900
10
3000
135
3100
2
3200
12
3300
4
3400
4
3500
47
3600
9
3700
3
3800
4
4000
90
4200
2
4300
3
4500
16
4600
1
4700
4
4800
10
5000
86
5200
2
5300
2
5400
4
5500
3
5600
2
5700
2
5800
3
6000
43
6200
1
6300
1
6400
2
6500
8
6600
2
6700
4
6800
2
7000
34
7400
1
7500
8
7600
1
7700
1
7800
3
8000
30
8200
1
8500
2
8600
2
8700
1
8800
2
9000
11
9500
2
9700
1
10000
13
10002
1
11000
3
12000
10
12200
2
12600
1
12800
1
13000
6
14000
3
15000
4
16000
2
16200
1
17000
3
18000
2
20000
6
25000
1
30000
1
35000
2
40000
1
47000
1
50000
1
100000
1
F2. And the total amount received by the respondent (RESP=01) was approximately
And the total amount received by the respondent (RESP=01) was approximately…
2022
0
2
no income
628
3
I don't know
87
4
no answer
327
20
3
50
2
60
1
100
16
150
2
200
19
300
21
340
1
400
28
450
4
480
1
500
41
550
1
600
26
700
10
730
1
750
2
760
1
800
37
850
1
900
6
950
2
1000
91
1100
2
1200
27
1300
6
1350
1
1400
6
1500
65
1600
8
1700
15
1750
1
1800
32
1900
7
1950
1
2000
95
2100
5
2200
12
2250
1
2300
4
2390
1
2400
11
2500
49
2600
9
2700
8
2800
16
2900
4
3000
72
3200
6
3300
1
3400
4
3500
18
3600
4
3700
3
3800
8
3900
1
4000
35
4200
2
4300
1
4500
8
4700
1
4800
3
5000
39
5200
1
5300
2
5400
1
5500
2
5600
2
5700
2
5800
1
6000
11
6200
1
6500
4
6600
1
6700
1
7000
9
7400
1
7500
4
7800
1
8000
9
8700
1
9000
7
9700
1
10000
3
12000
2
13000
1
14000
1
30000
1
100000
1
G1 1.What type of financial services do you use? Consumer loan
What type of financial services do you use? Consumer loan
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
133
2
No
1889
G1 2. What type of financial services do you use?Mortgage loan
What type of financial services do you use? Mortgage loan
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
13
2
No
2009
G1 3. What type of financial services do you use?Current account
What type of financial services do you use? Current account
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
692
2
No
1330
G1 4. What type of financial services do you use?Bank deposit
What type of financial services do you use? Bank deposit
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
119
2
No
1903
G1 5. What type of financial services do you use?Bank debit card
What type of financial services do you use? Bank debit card
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
172
2
No
1850
G1 6. What type of financial services do you use?Bank credit card
What type of financial services do you use? Bank credit card
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
110
2
No
1912
G1 7. What type of financial services do you use?Insurance policies
What type of financial services do you use? Insurance policies
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
1019
2
No
1003
G1 8. What type of financial services do you use?Private pensions
What type of financial services do you use? Private pensions
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
66
2
No
1956
G1 9.What type of financial services do you use? Investments in shares
What type of financial services do you use? Investments in shares
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
46
2
No
1976
G1 10. What type of financial services do you use?Investment funds
What type of financial services do you use? Investment funds
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
3
2
No
2019
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
10
2
No
2012
G1 12. What type of financial services do you use?Car/ terrain loans
What type of financial services do you use? Car/ terrain loans
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
29
2
No
1993
G1 13. What type of financial services do you use?Pawning goods
What type of financial services do you use? Pawning goods
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
5
2
No
2017
G1 14. What type of financial services do you use?Loans from microcredit organiza
What type of financial services do you use? Loans from microcredit organizations or other non-banking financial institutions
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
49
2
No
1973
G1 15. What type of financial services do you use?Loans from usurers
What type of financial services do you use? . Loans from usurers
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
9
2
No
2013
G1 16. What type of financial services do you use?Loans from relatives, friends,
What type of financial services do you use? Loans from relatives, friends, acquaintances
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
673
2
No
1349
G1 17.What type of financial services do you use? Buying on credit (informally) f
What type of financial services do you use? Buying on credit from food shops
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
752
2
No
1270
G1 18. What type of financial services do you use?Buying on credit from the elect
What type of financial services do you use? Buying on credit from the electrical appliances shops
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
151
2
No
1871
G1 19.What type of financial services do you use?Money Changers
What type of financial services do you use? Money changers
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
864
2
No
1158
G1 20.What type of financial services do you use?Non-of the mentioned
What type of financial services do you use? Noen-of the mentioned
Attention! Use the codes corresponding to each financial service used in the present by each person 15 years old and over.
2022
0
1
Yes
222
2
No
1800
G2a.type of insurances policies do you have life insurance
If the respondent has insurance policies
What type of insurances policies do you have? life insurance
2022
0
1
Yes
33
2
No
1989
G2b. type of insurances policies do you havemedical insurance
If the respondent has insurance policies
What type of insurances policies do you have? medical insurance
2022
0
1
Yes
1319
2
No
703
G2c. type of insurances policies do you havehouse insurance
If the respondent has insurance policies
What type of insurances policies do you have? house insurance
2022
0
1
Yes
34
2
No
1988
G2d. type of insurances policies do you havecar insurance
If the respondent has insurance policies
What type of insurances policies do you have? car insurance
2022
0
1
Yes
489
2
No
1533
G2e. type of insurances policies do you haveterrains and/ or crop insurance
If the respondent has insurance policies
What type of insurances policies do you have? terrains and/ or crop insurance
2022
0
1
Yes
21
2
No
2001
G2f. type of insurances policies do you haveother................................
If the respondent has insurance policies
What type of insurances policies do you have? other
2022
0
1
Yes
7
2
No
2015
G2f. type of insurances policies do you haveother................................
If the respondent has insurance policies
What type of insurances policies do you have? other
7
0
1 ÊÃãíä Úáì ÇáãÍá
1
1 ãÍá ÊÌÇÑí
2
ÚÞÇÑÇÊ / ãÍáÇÊ
1
ßÑÊ æßÇáÉ
1
ãÍá ÊÌÇÑí
2
G3a. Name of the bank or non-banking financial institution
f the respondent has loans
Name of the bank or non-banking financial institution
173
0
undp
1
ÇáÅÛÇËÉ ÇáÅÓáÇãíÉ
3
ÇáÈäß ÇáÅÓáÇãí ÇáÚÑÈí
6
ÇáÈäß ÇáÅÓáÇãí ÇáÝáÓØíäí
2
ÇáÈäß ÇáÚÞÇÑí
1
ÇáÈäß ÇáæØäí ÇáÅÓáÇãí
2
ÇáÕäÏæÞ ÇáÞæãí ÇáÝáÓØíäí
1
ÇááÌäÉ ÇáäÓæíÉ áÅÞÑÇÖ æÇáÅÓáÇÝ
1
ÇáäãÇÁ ááÞÑæÖ
1
ÇáåíÏÑæáæÌíä
1
ÇáæßÇáÉ ááÞÑæÖ
1
Èäß ÇÓÑÇÆíá
2
Èäß ÇáÃÑÏä
7
Èäß ÇáÅÓßÇä
5
Èäß ÇáÇÓßÇä
2
Èäß ÇáÑÝÇå
3
Èäß ÇáÚÑÈí
34
Èäß ÇáÞÇåÑÉ ÚãÇä
17
Èäß ÇáÞÏÓ
3
Èäß ÝáÓØíä
35
ÊØÑíÑ ÇáÑÇÚí
1
ÌãÚíÉ ÇáÇÊÍÇÏ ÇáäÓÇÆí
1
ÕÏíÞ ÊÇÌÑ
1
ÕäÏæÞ ÇáÊäãíÉ ÇáÝáÓØíäí
1
ÞÑÖ Èäßí
1
ÞÑÖ ÔÎÕí
1
ãÄÓÓÉ ÃÕÇáÉ
6
ãÄÓÓÉ ÇáÅÞÑÇÖ ááãÔÇÑíÚ ÇáÕÛíÑÉ
1
ãÄÓÓÉ ÇáÊÚáíã ÇáÚÇáí
2
ãÄÓÓÉ ÇáÊãæíá ÇáÕÛíÑ
1
ãÄÓÓÉ ÇáÑíÝ
1
ãÄÓÓÉ ÑíÇÏÉ
2
ãÄÓÓÉ ÝÇÊä
20
ãÍØÉ ÇáÊãíãí ááãÍÑæÞÇÊ
1
åíÆÉ ÇáÊÃãíä
1
åíÆÉ ÇáÑæÇÊÈ
1
æßÇáÉ ÇáÛæË
2
æßÇáÉ ÇáÛæË ÏÇÆÑÉ ÇáÊãæíá ÇáÕÛíÑÉ
1
G3b. Name of the bank or non-banking financial institution
f the respondent has loans
Name of the bank or non-banking financial institution
23
0
.
1
ÇáÅÛÇËÉ ÇáÏæáíÉ
1
ÇáÊÃãíä æÇáãÚÇÔ
1
ÇáÊäãíÉ
1
ÇáÊäãíÉ æÇáÇÓÊËãÇÑ
1
ÇááÌäÉ ÇáäÓæíÉ ááÊæÝíÑ æÇáÊÓáíÝ
1
Èäß ÇáÅÓßÇä
1
Èäß ÇáÇÑÏä
1
Èäß ÇáÑÝÇå
1
Èäß ÇáÚÑÈí
2
Èäß ÇáÞÇåÑÉ ÚãÇä
2
Èäß ÝáÓØíä
2
ÞÑÖ ÇáÊÃãíä æÇáãÚÇÔÇÊ
1
ÞÑæÖ ãÄÓÓÇÊ ÕÚíÑÉ
1
ãÄÓÓÉ ÝÇÊä
3
åíÆÉ ÇáÊÃãíä
1
æßÇáÉ ÇáÛæË
2
G3c. Name of the bank or non-banking financial institution
f the respondent has loans
Name of the bank or non-banking financial institution
5
0
ÇááÌäÉ ÇáäÓæíÉ ááÊæÝíÑ æÇáÊÓáíÝ
1
Èäß ÇáÚÑÈí
1
Èäß ÇáÞÇåÑÉ ÚãÇä
1
Èäß ÝáÓØíä
1
ãÄÓÓÉ ÝÇÊä
1
G4a. Loan term (no of months)
f the respondent has loans
Loan term (no of months)
169
1853
1
240
35.473
35.214
G4b. Loan term (no of months)
f the respondent has loans
Loan term (no of months)
23
1999
1
60
24.913
13.744
G4c. Loan term (no of months)
f the respondent has loans
Loan term (no of months)
6
2016
2
48
17
17.053
G5a. Loan type
f the respondent has loans
Loan type
173
1849
1
Consumer Loan
159
2
Mortgage Loan
14
Sysmiss
1849
G5b. Loan type
f the respondent has loans
Loan type
22
2000
1
Consumer Loan
19
2
Mortgage Loan
3
Sysmiss
2000
G5c. Loan type
f the respondent has loans
Loan type
5
2017
1
Consumer Loan
5
2
Mortgage Loan
0
Sysmiss
2017
G6a. Currency
f the respondent has loans
Currency
173
1849
1
NIS
33
2
Foreign Currency (USD)
140
Sysmiss
1849
G6b. Currency
f the respondent has loans
Currency
22
2000
1
NIS
5
2
Foreign Currency (USD)
17
Sysmiss
2000
G6c. Currency
f the respondent has loans
Currency
5
2017
1
NIS
0
2
Foreign Currency (USD)
5
Sysmiss
2017
G7a. Interest rate
f the respondent has loans
Interest rate
170
1852
0
3
1
Fixed
126
2
variable
41
Sysmiss
1852
G7b. Interest rate
f the respondent has loans
Interest rate
22
2000
1
Fixed
16
2
variable
6
Sysmiss
2000
G7c. Interest rate
f the respondent has loans
Interest rate
5
2017
1
Fixed
5
2
variable
0
Sysmiss
2017
G8a. Do you have any delays in repayments?
f the respondent has loans
Do you have any delays in repayments?
173
1849
1
Yes
50
2
No
123
Sysmiss
1849
G8b. Do you have any delays in repayments?
f the respondent has loans
Do you have any delays in repayments?
22
2000
1
Yes
7
2
No
15
Sysmiss
2000
G8c. Do you have any delays in repayments?
f the respondent has loans
Do you have any delays in repayments?
5
2017
1
Yes
2
2
No
3
Sysmiss
2017
G9a. Do you face any difficulties making repayments?
f the respondent has loans
Do you face any difficulties making repayments?
165
1857
1
Yes
75
2
No
90
Sysmiss
1857
G9b. Do you face any difficulties making repayments?
f the respondent has loans
Do you face any difficulties making repayments?
21
2001
1
Yes
10
2
No
11
Sysmiss
2001
G9c. Do you face any difficulties making repayments?
f the respondent has loans
Do you face any difficulties making repayments?
4
2018
1
Yes
2
2
No
2
Sysmiss
2018
What kind of service was it?
Multiple Answers
1982
40
1
Yes
216
2
No
1190
3
Ido not have
553
4
No
23
Sysmiss
40
G11 1. What kind of service was it? A consumer loan
What kind of service was it? A consumer loan
Multiple Answers
48
1974
1
Yes
48
2
No
0
Sysmiss
1974
G11 2. What kind of service was it? A mortgage loan
What kind of service was it? A mortgage loan
Multiple Answers
11
2011
1
Yes
11
2
No
0
Sysmiss
2011
What kind of service was it? Current account
Multiple Answers
35
1987
1
Yes
35
2
No
0
Sysmiss
1987
What kind of service was it? Bank deposit
Multiple Answers
6
2016
1
Yes
6
2
No
0
Sysmiss
2016
G11 5. What kind of service was it? A bank debit card
What kind of service was it? A bank debit card
Multiple Answers
4
2018
1
Yes
4
2
No
0
Sysmiss
2018
G11 6. What kind of service was it? A bank credit card
What kind of service was it? A bank credit card
Multiple Answers
15
2007
1
Yes
15
2
No
0
Sysmiss
2007
G11 7. What kind of service was it? An insurance policy
What kind of service was it? An insurance policy
Multiple Answers
12
2010
1
Yes
12
2
No
0
Sysmiss
2010
G11 8. What kind of service was it? Private pensions
What kind of service was it? Private pensions
Multiple Answers
3
2019
1
Yes
3
2
No
0
Sysmiss
2019
What kind of service was it? Investment in shares
Multiple Answers
7
2015
1
Yes
7
2
No
0
Sysmiss
2015
G11 10. What kind of service was it? Investment funds
What kind of service was it? Investment funds
Multiple Answers
0
2022
1
Yes
0
2
No
0
Sysmiss
2022
Multiple Answers
4
2018
1
Yes
4
2
No
0
Sysmiss
2018
G11 12. What kind of service was it? A car/ terrain loan
What kind of service was it? A car/ terrain loan
Multiple Answers
6
2016
1
Yes
6
2
No
0
Sysmiss
2016
G11 13. What kind of service was it? Pawning goods
What kind of service was it? Pawning goods
Multiple Answers
5
2017
1
Yes
5
2
No
0
Sysmiss
2017
G11 14. What kind of service was it? Loans from Microcredit organizations Credit
What kind of service was it? Loans from Microcredit organizations Credit or other non-banking financial institutions
Multiple Answers
24
1998
1
Yes
24
2
No
0
Sysmiss
1998
G11 15. What kind of service was it? Loans from usurers
What kind of service was it? Loans from usurers
Multiple Answers
10
2012
1
Yes
10
2
No
0
Sysmiss
2012
G11 16. What kind of service was it? Loans from relatives, friends, acquaintances
What kind of service was it? Loans from relatives, friends, acquaintances. Buying on credit (informally) from food shops
Multiple Answers
50
1972
1
Yes
50
2
No
0
Sysmiss
1972
G11 17. What kind of service was it? Buying on credit from the electrical applian
What kind of service was it? Buying on credit from the electrical appliances shops
Multiple Answers
47
1975
1
Yes
47
2
No
0
Sysmiss
1975
G12 1. What did you do after you discovered the problem? Nothing
What did you do after you discovered the problem? Nothing
Multiple Answers
118
1904
1
Yes
118
2
No
0
Sysmiss
1904
G12 2. I stopped using the service before the contract expired (closed the deposi
What did you do after you discovered the problem? I stopped using the service before the contract expired (closed the deposit, account, sold the unit shares, canceled the insurance contract, etc.)
Multiple Answers
54
1968
1
Yes
54
2
No
0
Sysmiss
1968
G12 3. I submitted a grievance to the company which sold me the product
What did you do after you discovered the problem? I submitted a grievance to the company which sold me the product
Multiple Answers
7
2015
1
Yes
7
2
No
0
Sysmiss
2015
G12 4. I submitted a claim to the appropriate government authority
What did you do after you discovered the problem? I submitted a claim to the appropriate government authority
Multiple Answers
16
2006
1
Yes
16
2
No
0
Sysmiss
2006
G12 5. Other......
What did you do after you discovered the problem? Other
Multiple Answers
2022
0
1
Yes
8
2
No
2014
G12 6. Don’t know, Don’t remember
What did you do after you discovered the problem? Don't know, Don't remember
Multiple Answers
8
2014
1
Yes
8
2
No
0
Sysmiss
2014
G12 5. Other...............................................
What did you do after you discovered the problem? Other
Multiple Answers
8
0
ÅÖØÑÑÊ ááÅÞÊÑÇÖ ãä ÇáÚÇÆáÉ ãÑÉ ÃÎÑì
1
Êã ÃÎÐ Ïíä ãä ÇáÚÇÆáÉ áÊÓÏíÏ ÏÝÚÇÊ ÇáÞÑÖ
1
Êã Íá ÇáãæÖæÚ ãä ÞÈá ãÍÇÓÈ ÇáÈäß
1
ÊæÞÝ ãä ÇáÇÞÊÑÇÖ
1
ÑÇÌÚäÇ ÇáÊÇÌÑ
1
Úãá ÇÖÇÝí
1
áã ÃØáÈ ãäåã äÞæÏ ãÑÉ ÃÎÑì
1
òÓÃáÊ ãæÙÝ ÇáÈäß
1
G13a. Does your household have...?Car
Does your household have...? Car
2018
4
1
Yes
565
2
No
1453
Sysmiss
4
G13b. Does your household have...?Landline telephone
Does your household have...? Landline telephone
2019
3
1
Yes
995
2
No
1024
Sysmiss
3
G13c.Does your household have...? Mobile phone
Does your household have...? Mobile telephone
2010
12
1
Yes
1918
2
No
92
Sysmiss
12
G13d.Does your household have...?Does your household have...?Computer (PC)
2018
4
1
Yes
1332
2
No
686
Sysmiss
4
G13e.Does your household have...? Access to Internet
Does your household have...? Ge. Access to Internet
2018
4
1
Yes
1045
2
No
973
Sysmiss
4
G14a. The dwelling is …
2015
7
1
in the center of the city/village
1423
2
marginlies in the city/village
307
3
other place in the city/village
285
Sysmiss
7
G14b. The dwelling is …
2015
7
1
good area
1129
2
poor area
152
3
bad area
102
4
good some how area
632
Sysmiss
7
H1a. Besides your mother language, what other languages do you speak well enough
Beside your mother language, what other languages do you speak well enough to take part in a conversation? Hebrew
Multiple Answers
2022
0
1
Yes
288
2
No
1734
H1b. Besides your mother language, what other languages do you speak well enough
Beside your mother language, what other languages do you speak well enough to take part in a conversation? English
Multiple Answers
2022
0
1
Yes
719
2
No
1303
H1c. Besides your mother language, what other languages do you speak well enough
Beside your mother language, what other languages do you speak well enough to take part in a conversation? French
Multiple Answers
2022
0
1
Yes
37
2
No
1985
H1d. Besides your mother language, what other languages do you speak well enough
Beside your mother language, what other languages do you speak well enough to take part in a conversation? German
Multiple Answers
2022
0
1
Yes
10
2
No
2012
H1e. Besides your mother language, what other languages do you speak well enough
Beside your mother language, what other languages do you speak well enough to take part in a conversation? Russian
Multiple Answers
2022
0
1
Yes
11
2
No
2011
H1f. Besides your mother language, what other languages do you speak well enough
Beside your mother language, what other languages do you speak well enough to take part in a conversation? Spanish
Multiple Answers
2022
0
1
Yes
8
2
No
2014
H1g. Besides your mother language, what other languages do you speak well enough
Beside your mother language, what other languages do you speak well enough to take part in a conversation? Other
Multiple Answers
2022
0
1
Yes
2
2
No
2020
H1g. Besides your mother language, what other languages do you speak well enough
Beside your mother language, what other languages do you speak well enough to take part in a conversation? Other
Multiple Answers
332
0
.
274
1.00
56
ÇáåäÏíÉ
1
ÇáíæäÇäíÉ
1
H2. The survey firm could check the way I did the interview. Would you agree to g
The survey firm could check the way I did the interview. Would you agree to give your phone number where you could be reached for verification?
1527
0
Interview end time
Interview end time
2012
0
.
1
03:30
1
09:49
1
10:00
5
10:01
1
10:02
2
10:03
1
10:04
1
10:05
3
10:06
1
10:10
4
10:12
1
10:14
1
10:15
7
10:16
1
10:20
4
10:23
2
10:24
2
10:25
6
10:26
1
10:27
3
10:28
1
10:29
1
10:30
17
10:31
1
10:34
1
10:35
4
10:36
3
10:37
1
10:40
3
10:43
1
10:44
1
10:45
7
10:46
1
10:47
2
10:5
2
10:50
5
10:51
1
10:53
2
10:54
1
10:55
2
10:57
2
10:58
3
10:59
1
11:00
14
11:02
3
11:03
2
11:04
2
11:05
5
11:06
1
11:07
5
11:09
1
11:10
6
11:13
3
11:15
10
11:16
2
11:17
1
11:18
3
11:19
1
11:2
1
11:20
7
11:21
3
11:22
3
11:23
2
11:24
1
11:25
7
11:26
2
11:27
6
11:28
1
11:29
1
11:30
23
11:31
2
11:32
3
11:33
3
11:34
2
11:35
7
11:36
2
11:37
2
11:38
1
11:39
2
11:40
14
11:41
6
11:42
1
11:43
3
11:44
2
11:45
9
11:46
6
11:47
5
11:48
4
11:49
1
11:5
8
11:50
8
11:51
4
11:52
2
11:53
3
11:54
1
11:55
8
11:57
2
11:58
6
11:59
3
11:7
2
11:8
2
12.00
1
1200
1
12:00
23
12:02
3
12:03
2
12:04
2
12:05
9
12:06
1
12:07
2
12:08
3
12:09
2
12:10
10
12:11
2
12:12
5
12:13
4
12:14
2
12:15
13
12:16
4
12:17
5
12:17625
1
12:18
2
12:19
2
12:20
15
12:21
1
12:23
5
12:24
5
12:25
10
12:26
1
12:27
1
12:28
1
12:29
1
12:30
21
12:31
3
12:32
3
12:33
5
12:34
3
12:35
16
12:36
3
12:37
4
12:38
3
12:39
1
12:4
1
12:40
14
12:41
5
12:42
4
12:43
4
12:44
3
12:45
9
12:46
3
12:47
3
12:48
4
12:49
5
12:5
2
12:50
13
12:51
5
12:52
3
12:53
2
12:54
6
12:55
7
12:56
8
12:57
2
12:58
8
12:59
7
12:7
1
12:8
1
13:00
5
13:01
1
13:04
2
13:05
4
13:07
2
13:09
1
13:10
3
13:12
1
13:15
12
13:16
2
13:18
2
13:19
1
13:20
5
13:22
2
13:23
1
13:24
2
13:25
7
13:27
1
13:28
1
13:30
8
13:31
1
13:32
3
13:33
3
13:34
2
13:35
7
13:36
2
13:37
3
13:38
3
13:39
1
13:40
5
13:43
2
13:45
3
13:46
1
13:47
1
13:50
5
13:51
1
13:52
2
13:53
2
13:54
1
13:55
5
13:56
2
13:57
2
13:59
2
14
1
14:00
14
14:01
1
14:03
2
14:05
3
14:07
1
14:08
1
14:10
5
14:11
3
14:12
2
14:13
1
14:15
5
14:16
1
14:17
1
14:18
1
14:20
4
14:21
1
14:22
2
14:24
1
14:25
5
14:29
1
14:30
9
14:31
1
14:32
1
14:33
2
14:34
3
14:35
7
14:36
1
14:37
1
14:40
7
14:41
2
14:42
3
14:43
3
14:44
1
14:45
2
14:46
1
14:47
1
14:49
1
14:50
7
14:52
1
14:53
2
14:54
2
14:55
3
14:56
1
14:58
1
14:59
1
15:00
5
15:01
1
15:02
1
15:03
2
15:04
1
15:05
6
15:06
2
15:07
1
15:09
1
15:10
2
15:12
2
15:13
2
15:14
1
15:15
4
15:17
1
15:18
2
15:19
4
15:20
6
15:23
2
15:25
3
15:27
1
15:28
1
15:30
7
15:31
1
15:33
2
15:35
1
15:36
1
15:37
1
15:38
2
15:39
2
15:4
1
15:40
5
15:42
2
15:44
3
15:45
4
15:47
2
15:48
1
15:50
2
15:53
1
15:55
2
15:56
2
15:58
3
15:59
3
16:00
5
16:02
2
16:05
1
16:10
8
16:12
2
16:13
1
16:15
5
16:17
1
16:20
5
16:23
1
16:25
3
16:27
1
16:3
1
16:30
1
16:33
1
16:35
1
16:36
2
16:38
2
16:39
1
16:40
1
16:41
1
16:43
1
16:45
4
16:48
1
16:49
1
16:50
3
16:52
1
16:55
4
16:57
1
16:58
1
17:00
3
17:02
1
17:08
2
17:10
1
17:14
1
17:15
2
17:16
1
17:17
1
17:18
1
17:20
1
17:22
1
17:25
2
17:30
2
17:35
1
17:40
3
17:55
1
17:56
1
17:9
1
18:00
1
18:10
1
18:12
1
18:16
1
18:20
1
18:30
1
18:35
1
18:37
1
19:15
1
19:20
1
19:30
1
19:39
1
1:00
13
1:003:00
1
1:01
1
1:02
2
1:03
1
1:05
6
1:06
2
1:07
2
1:07490
1
1:08
2
1:10
8
1:12
3
1:13
2
1:15
9
1:16
1
1:19
2
1:20
11
1:21
1
1:22
2
1:23
2
1:25
9
1:2590
1
1:26
3
1:27
4
1:28
1
1:29
2
1:3
1
1:30
15
1:31
4
1:32
2
1:33
4
1:34
4
1:35
10
1:36
1
1:37
4
1:38
3
1:39
2
1:40
11
1:41
2
1:42
4
1:43
5
1:44
3
1:45
10
1:47
2
1:5
3
1:50
6
1:52
3
1:53
3
1:54
1
1:55
7
1:57
1
1:58
3
1:59
1
1:7
1
20:00
1
20:10
2
20:27
1
20:37
1
20:40
2
20:45
1
20:5
2
21:00
1
21:10
2
21:20
1
2:00
9
2:01
2
2:02
1
2:04
3
2:05
2
2:06
2
2:07
1
2:08
1
2:09
1
2:10
13
2:11
3
2:12
2
2:13
2
2:14
3
2:15
23
2:16
1
2:18
1
2:19
1
2:2
2
2:20
8
2:21
1
2:22
2
2:23
5
2:25
8
2:26
1
2:27
3
2:28
1
2:29
2
2:3
1
2:30
15
2:31
2
2:32
2
2:33
3
2:35
10
2:36
4
2:37
2
2:38
3
2:39
2
2:40
6
2:41
1
2:42
4
2:43
3
2:44
3
2:45
14
2:46
1
2:46623
1
2:47
1
2:48
3
2:49
2
2:5
1
2:50
6
2:51
1
2:52
6
2:53
1
2:54
2
2:55
5
2:56
1
2:57
1
2:58
6
315
1
3:0
1
3:00
10
3:01
2
3:02
1
3:03
1
3:04
1
3:05
6
3:06
1
3:07
2
3:08
1
3:09
1
3:10
10
3:11
2
3:13
2
3:14
2
3:15
6
3:16
1
3:17
1
3:18
2
3:19
3
3:20
5
3:21
2
3:22
2
3:23
3
3:24
1
3:25
8
3:26
2
3:27
4
3:28
1
3:29
1
3:30
14
3:31
2
3:32
2
3:33
1
3:35
3
3:36
2
3:37
4
3:38
4
3:40
5
3:41
1
3:42
1
3:43
1
3:45
5
3:46
4
3:47
2
3:48
1
3:49
1
3:5
3
3:50
2
3:51
2
3:52
1
3:53
1
3:54
1
3:55
4
3:56
3
3:57
2
3:58
3
4:00
11
4:01
2
4:02
1
4:03
1
4:05
2
4:08
2
4:10
8
4:13
2
4:14
1
4:15
8
4:16
1
4:17
2
4:18
2
4:20
3
4:23
1
4:24
4
4:25
3
4:26
3
4:29
1
4:30
10
4:31
3
4:33
2
4:34
1
4:35
2
4:36
1
4:37
2
4:40
3
4:41
1
4:42
1
4:45
10
4:48
2
4:5
4
4:50
4
4:51
1
4:52
1
4:54
1
4:55
3
4:56
1
4:57
2
4:58
2
4:59
1
4:7
1
5:00
7
5:01
1
5:03
1
5:05
2
5:08
1
5:09
1
5:10
7
5:12
2
5:13
1
5:14
2
5:15
6
5:16
2
5:18
1
5:19
1
5:20
3
5:23
1
5:24
2
5:25
2
5:27
1
5:30
7
5:31
1
5:33
2
5:34
1
5:35
2
5:37
1
5:39
1
5:40
2
5:41
1
5:42
3
5:44
1
5:45
5
5:47
1
5:50
2
5:51
2
5:52
1
5:53
1
5:55
1
5:56
1
5:58
1
5:59
1
6:00
4
6:05
1
6:10
2
6:12
1
6:15
4
6:20
1
6:21
1
6:22
1
6:23
1
6:30
4
6:31
1
6:34
1
6:35
3
6:40
3
6:45
3
6:47
1
6:51
1
6:56
1
6:58
1
7:00
4
7:15
1
7:27
1
7:30
2
7:31
1
7:35
1
7:40
1
7:43
1
7:50
3
8:00
1
8:25
1
8:30
1
8:32
1
8:35
1
8:38
1
8:42
1
8:43
1
8:55
1
8:58
1
8:8
1
9:00
2
9:07
1
9:10
2
9:14
1
9:15
1
9:17
1
9:20
3
9:21
1
9:25
2
9:30
4
9:32
1
9:33
2
9:35
1
9:36
1
9:40
1
9:42
1
9:45
3
9:47
1
9:5
1
9:50
3
9:55
1
9:56
1
9:59
2