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Refugee Financial Inclusion and Financial Health, Baseline Survey - 2024

Jordan, 2024
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UNHCR_JOR_2024_FIFH_v2.1
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UNHCR
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Middle East and North Africa Post-Distribution Monitoring
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May 21, 2025
Last modified
May 21, 2025
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Data file: Main

This file contains the household data collected during the survey.

Cases: 3649
Variables: 426

Variables

date
Date
index
fifh_index
gender
gender
nationality
nationality
hh_m
How many persons (inaddition to you) are there in the group that you share meals and expenses with?
q1
At present, and in addition to your UNHCR document, what kind of valid ID document do you have? Please consider only the ID document(s) that are valid (i.e. not expired) today.The UNHCR document is either the Asylum Seeker Certificate (refugees livi�
q1_1
At present, and in addition to your UNHCR document, what kind of valid ID document do you have? Please consider only the ID … a. Valid MoI card
q1_2
At present, and in addition to your UNHCR document, what kind of valid ID document do you have? Please consider only the ID … b. Valid passport
q1_3
At present, and in addition to your UNHCR document, what kind of valid ID document do you have? Please consider only the ID … Other
q1_4
At present, and in addition to your UNHCR document, what kind of valid ID document do you have? Please consider only the ID … d. No valid ID document
q1_5
At present, and in addition to your UNHCR document, what kind of valid ID document do you have? Please consider only the ID … Other
q1_other_coded
Other doc
q2
At present, do you have a mobile phone? And is it a smart phone?
q3
At present, does anyone else in the group that you share meals and expenses with have a mobile phone? And it is a smart phone?
q4
At present, do you have access to the internet?It does not matter how / through whom they access the internet (just as long as they have access to the internet).
q5
At present, does anyone else in the group that you share meals and expenses with have access to the internet?
q6
In the last 30 days, did you work for pay (i.e. salary) as a worker (employed)?
q7
In the last 30 days, as employed, did you work with a work permit, contract/written agreement and/or Social Security Corporation (SSC) benefits?
q7_1
In the last 30 days, as employed, did you work with a work permit, contract/written agreement and/or Social Security Corporation (SSC) benefits? a. Work permit
q7_2
In the last 30 days, as employed, did you work with a work permit, contract/written agreement and/or Social Security Corporation (SSC) benefits? b. Contract/written agreement
q7_3
In the last 30 days, as employed, did you work with a work permit, contract/written agreement and/or Social Security Corporation (SSC) benefits? c. SSC benefits
q7_4
In the last 30 days, as employed, did you work with a work permit, contract/written agreement and/or Social Security Corporation (SSC) benefits? d. None of the above
q8
In the last 30 days, did you work for your own business, including home-based business (self-employed)?
q9
In the last 30 days, as self-employed, did you work with a work permit, business registration/license/permit and/or Social Security Corporation (SSC) registration?
q9_1
In the last 30 days, as self-employed, did you work with a work permit, business registration/license/permit and/or Social Security Corporation (SSC) registration? a. Work permit
q9_2
In the last 30 days, as self-employed, did you work with a work permit, business registration/license/permit and/or Social Security Corporation (SSC) registration? b. Business registration/license/permit
q9_3
In the last 30 days, as self-employed, did you work with a work permit, business registration/license/permit and/or Social Security Corporation (SSC) registration? c. SSC registration
q9_4
In the last 30 days, as self-employed, did you work with a work permit, business registration/license/permit and/or Social Security Corporation (SSC) registration? d. None of the above
q10
In the last 30 days, approximately how many days did you work?
q11
In the last 30 days, approximately how much income from work did you make?
q11_c
In which currency?
q11_c2
In the last 30 days, approximately how much income from work did you make? Coded
q12
In the last 12 months, how often have you worked on average?
q13
In the last 30 days, has anyone else in the group that you share meals and expenses with worked, either as a worker (employed) and/or for their own business (self-employed)?
q14
In the last 30 days, how much would you estimate the total combined income from work to be for the group that you share meals and expenses with? Please also consider your own individual income (if any).
q14_c
In which currency?
q15
In the last 30 days, have you received money from other sources--not from work?
q15_1
In the last 30 days, have you received money from other sources--not from work? a. YES, cash assistance from UNHCR
q15_2
In the last 30 days, have you received money from other sources--not from work? b. YES, cash assistance from other organizations
q15_3
In the last 30 days, have you received money from other sources--not from work? d. YES, money transfers (remittances) from family or relatives living in Jordan
q15_4
In the last 30 days, have you received money from other sources--not from work? e. YES, money transfers (remittances) from family or relatives living OUTSIDE Jordan
q15_5
In the last 30 days, have you received money from other sources--not from work? f. YES, pension
q15_6
In the last 30 days, have you received money from other sources--not from work? g. YES, assets
q15_7
In the last 30 days, have you received money from other sources--not from work? Other
q15_8
In the last 30 days, have you received money from other sources--not from work? i. NO, no other sources of income
q15_9
In the last 30 days, have you received money from other sources--not from work? Other
q15_10
In the last 30 days, have you received money from other sources--not from work? Do not know
q15_other_1
Please specify the other source of income
q15_main
What is the main one?
q16
In the last 30 days, how much income have you received from all other sources--not from work?
q16_c
In which currency?
q17
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work?
q17_1
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work? a. YES, cash assistance from UNHCR
q17_2
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work? b. YES, cash assistance from other organizations
q17_3
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work? 3
q17_4
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work? d. YES, money transfers (remittances) from family or relatives living in Jordan
q17_5
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work? e. YES, money transfers (remittances) from family or relatives living OUTSIDE Jordan
q17_6
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work? f. YES, pension
q17_7
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work? g. YES, assets
q17_8
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work? Other
q17_9
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work? i. NO, no other sources of income
q17_10
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work? Other
q17_11
In the last 30 days, has anyone else in the group that you share meals and expenses with received money from other sources--not from work? Do not know
q17_c
q17_C1 specify
q17_main
What is the main one?
q19
In the last 30 days, how much combined income would you estimate the group that you share meals and expenses with received from other sources--not from work? Please also consider your own individual income from other sources-- not from work (if any).
q19_c
In which currency?
q18
At present, do you have an account with a bank, a credit account with an microfinance institution (MFI) and/or mobile wallter with a payment service provider?
q18_1
At present, do you have an account with a bank, a credit account with an microfinance institution (MFI) and/or mobile wallter with a payment service provider? a. YES, I have a bank account
q18_2
At present, do you have an account with a bank, a credit account with an microfinance institution (MFI) and/or mobile wallter with a payment service provider? b. YES, I have a credit account with an MFI (such as Microfund for Women or FINCA)
q18_3
At present, do you have an account with a bank, a credit account with an microfinance institution (MFI) and/or mobile wallter with a payment service provider? c. YES, I have a mobile wallet account
q18_4
At present, do you have an account with a bank, a credit account with an microfinance institution (MFI) and/or mobile wallter with a payment service provider? d. NO, I do not have a financial account
q20
What do you use your bank account for?
q20_1
What do you use your bank account for? a. Receive/ withdraw work salary (cash in/cash out)
q20_2
What do you use your bank account for? b. Receive/ withdraw cash assistance--non-work (cash in/cash out)
q20_3
What do you use your bank account for? c. Make (digital) payments--paying bills, buying something in a store/online using digital payments
q20_4
What do you use your bank account for? d. Save money
q20_5
What do you use your bank account for? e. Borrow money
q20_6
What do you use your bank account for? f. Send money (remittances) to others in Jordan or abroad
q20_7
What do you use your bank account for? g. Receive money (remittances) from others in Jordan or abroad
q20_8
What do you use your bank account for? Other
q20_9
What do you use your bank account for? Other
q20_c
q20_C1 specify
q20_main
What is the main one?
q21
What do you use your wallet account for?
q21_1
What do you use your wallet account for? a. Receive/ withdraw work salary (cash in/cash out)
q21_2
What do you use your wallet account for? b. Receive/ withdraw cash assistance--non-work (cash in/cash out)
q21_3
What do you use your wallet account for? c. Make (digital) payments--paying bills, buying something in a store/online using digital payments
q21_4
What do you use your wallet account for? d. Save money
q21_5
What do you use your wallet account for? e. Borrow money
q21_6
What do you use your wallet account for? f. Send money (remittances) to others in Jordan or abroad
q21_7
What do you use your wallet account for? g. Receive money (remittances) from others in Jordan or abroad
q21_8
What do you use your wallet account for? Other
q21_9
What do you use your wallet account for? Other
q21_c1
q21_C1 specify
q21_main
What is the main one?
q22
Is the mobile wallet you use connected to a SIM card in your own name?
q23
How difficult is it for you to use your mobile wallet?
q24
Do you have a payment card connected to your bank account or mobile wallet?Please note that this only includes cards with which you can do payments and hence not the Cairo Amman Bank card through which they can only withdraw cash assistance.
q25
In the last 12 months, have you made and/or received digital payments? Some examples might be: paying utility bills online, buying something in a store/online with a mobile wallet or payment card, or receiving a salary/cash assistance into a mobile wa…
q26
If you could choose freely, without considering current obstacles to access, what would be your one most preferred way to make and receive payments or income transfers?
q26_c1
q26_C1 specify
q28
What would help or encourage you to access and use your most preferred way to make and receive payments?
q28_1
What would help or encourage you to access and use your most preferred way to make and receive payments? a. Having a valid ID
q28_2
What would help or encourage you to access and use your most preferred way to make and receive payments? b. Information and support on how to open an account, and use it.
q28_3
What would help or encourage you to access and use your most preferred way to make and receive payments? c. Ease of use to make financial transactions
q28_4
What would help or encourage you to access and use your most preferred way to make and receive payments? d. Availability of cash/cash out points such as ATMs, and agents
q28_5
What would help or encourage you to access and use your most preferred way to make and receive payments? e. Affordability of cost of transactions
q28_6
What would help or encourage you to access and use your most preferred way to make and receive payments? f. Possibility of sending and receiving remittances (Jordan and internationally)
q28_7
What would help or encourage you to access and use your most preferred way to make and receive payments? Other
q28_8
What would help or encourage you to access and use your most preferred way to make and receive payments? Other
q28_c1
q28_C1 specify
q28_main
What is the main one?
q29
In the last 12 months, have you sent and/or received money transfers (remittances) within Jordan or to/from abroad from (Family / relatives)?Remittances are money transfers that you send to or receive from family members, relatives, friends, or other …
q29_1
In the last 12 months, have you sent/received money transfers (remittances) through a bank account, mobile wallet and/or directly in cash through someone?Please note that remittances do not include cash assistance from UNHCR or other organizations.
q29_2
In the last 12 months, have you sent/received money transfers (remittances) through a bank account, mobile wallet and/or dir… a. I sent/received them through a bank account (informal)
q29_3
In the last 12 months, have you sent/received money transfers (remittances) through a bank account, mobile wallet and/or dir… b. I sent/received them through a mobile wallet (formal)
q29_4
In the last 12 months, have you sent/received money transfers (remittances) through a bank account, mobile wallet and/or dir… c. I sent/received them directly in cash through someone (informal)
q29_5
In the last 12 months, have you sent/received money transfers (remittances) through a bank account, mobile wallet and/or dir… d. NO, neither sent nor received remittances
q29_main
What is the main one?
q30
In the last 12 months, have you saved any money?
q31
Where do you keep your saved money?
q31_1
Where do you keep your saved money? a. In bank account
q31_2
Where do you keep your saved money? b. In mobile wallet account
q31_3
Where do you keep your saved money? c. In savings group (Jamiyat)
q31_4
Where do you keep your saved money? d. at home
q31_5
Where do you keep your saved money? e. with family, relatives, friends, neighbors
q31_6
Where do you keep your saved money? Other
q31_7
Where do you keep your saved money? Other
q31_main
What is the main one?
q32
Why did you save money?
q32_1
Why did you save money? a. Pay for necessary living expenses during the month
q32_2
Why did you save money? b. For emergencies or unexpected needs (e.g. illness)
q32_3
Why did you save money? c. Pay back debt
q32_4
Why did you save money? e. Buy personal assets (gold/jewelry, telephone, etc.)
q32_5
Why did you save money? e. Buy/improve housing (shelter)
q32_6
Why did you save money? f. Purchase land
q32_7
Why did you save money? h. Invest in asset/s or business opportunity (starting/expanding business or livelihood activity)This includes buying productive assets (e.g. machinery), means of transport (e.g. bike), livestock (e.g. goats), etc. used to e…
q32_8
Why did you save money? i. Pay for education, school supplies, training for children or other family members
q32_9
Why did you save money? i. Pay for marriage of family members
q32_10
Why did you save money? j. Save for old age (retirement)
q32_11
Why did you save money? k. Relocate or return to country of origin
q32__12
Why did you save money? Other
q32__13
Why did you save money? Other
q32b
Why did you save money?
q33
In the last 12 months, have you borrowed any money?
q34
Where did you borrow money from?
q34_1
Where did you borrow money from? a. Bank
q34_2
Where did you borrow money from? b. Microfinance Institution
q34_3
Where did you borrow money from? c. Savings and Loan group (Jamiyat)
q34_4
Where did you borrow money from? d. Merchant, trader or shopkeeper (buying on credit)
q34_5
Where did you borrow money from? e. Money lender
q34_6
Where did you borrow money from? f. Employer or landlord
q34_7
Where did you borrow money from? f. Family, Friends, Relatives, neighbors, etc.
q34_8
Where did you borrow money from? Other
q34_9
Where did you borrow money from? Other
q34_c1
q34_C1 specify
q34_c1_A
q34_C1_A specify
q34b
Where did you borrow money from?
q35
Why did you borrow the money?
q35_1
Why did you borrow the money? a. Pay for necessary living expenses during the month
q35_2
Why did you borrow the money? b. For emergencies or unexpected needs (e.g. illness)
q35_3
Why did you borrow the money? c. Pay back debt
q35_4
Why did you borrow the money? e. Buy personal assets (gold/jewelry, telephone, etc.)
q35_5
Why did you borrow the money? e. Buy/improve housing (shelter)
q35_6
Why did you borrow the money? f. Purchase land
q35_7
Why did you borrow the money? g. Invest in asset/s or business opportunity (starting/expanding business or livelihood activity)This includes buying productive assets (e.g. machinery), means of transport (e.g. bike), livestock (e.g. goats), etc. use…
q35_8
Why did you borrow the money? i. Pay for education, school supplies, training for children or other family members
q35_9
Why did you borrow the money? i. Pay for marriage of family members
q35_10
Why did you borrow the money? j. Save for old age (retirement)
q35_11
Why did you borrow the money? k. Relocate or return to country of origin
q35__12
Why did you borrow the money? Other
q35__13
Why did you borrow the money? Other
q35_c1
q35_C1 specify
q33d
Why did you borrow the money?
q36
At present, do you have any of the following types of insurances?Please note that medical insurance does not include medical assistance received through UNHCR facilitation and the public health system.
q36_1
At present, do you have any of the following types of insurances?Please note that medical insurance does not include medical assistance received through UNHCR facilitation and the public health system. a. Medical insurance (illness/disability)
q36_2
At present, do you have any of the following types of insurances?Please note that medical insurance does not include medic… b. Life insurance (payment to your family in case of your death)
q36_3
At present, do you have any of the following types of insurances?Please note that medical insurance does not include medical assistance received through UNHCR facilitation and the public health system. c. Unemployment insurance
q36_4
At present, do you have any of the following types of insurances?Please note that medical insurance does not include medic… d. Business and/or property insurace (fire, theft, damage)
q36_5
At present, do you have any of the following types of insurances?Please note that medical insurance does not include medical assistance received through UNHCR facilitation and the public health system. e. Old age (pension/retirement) insurance
q36_6
At present, do you have any of the following types of insurances?Please note that medical insurance does not include medical assistance received through UNHCR facilitation and the public health system. Other
q36_7
At present, do you have any of the following types of insurances?Please note that medical insurance does not include medical assistance received through UNHCR facilitation and the public health system. g. NO Insurance
q36_c1
q36_C1 specify
q37
At present, does anyone else in the group that you share meals and expenses with have an account with a bank, a credit account with an microfinance institution (MFI) and/or mobile wallet with a payment service provider?
q37_1
At present, does anyone else in the group that you share meals and expenses with have an account with a bank, a credit account with an microfinance institution (MFI) and/or mobile wallet with a payment service provider? a. YES, a bank account
q37_2
At present, does anyone else in the group that you share meals and expenses with have an account with a bank, a credit accou… b. YES, a credit account with an MFI
q37_3
At present, does anyone else in the group that you share meals and expenses with have an account with a bank, a credit account with an microfinance institution (MFI) and/or mobile wallet with a payment service provider? c. YES, a mobile wallet account
q37_4
At present, does anyone else in the group that you share meals and expenses with have an account with a bank, a credit account with an microfinance institution (MFI) and/or mobile wallet with a payment service provider? d. NO, no financial account
q37_5
At present, does anyone else in the group that you share meals and expenses with have an account with a bank, a credit account with an microfinance institution (MFI) and/or mobile wallet with a payment service provider? do not know
q38
What is the main use to their bank account(s) and/or mobile wallet(s) for?
q38_1
What is the main use to their bank account(s) and/or mobile wallet(s) for? a. Receive/ withdraw work salary (cash in/cash out)
q38_2
What is the main use to their bank account(s) and/or mobile wallet(s) for? b. Receive/ withdraw cash assistance--non-work (cash in/cash out)
q38_3
What is the main use to their bank account(s) and/or mobile wallet(s) for? c. Make (digital) payments--paying bills, buying something in a store/online using digital payments
q38_4
What is the main use to their bank account(s) and/or mobile wallet(s) for? d. Save money
q38_5
What is the main use to their bank account(s) and/or mobile wallet(s) for? e. Borrow money
q38_6
What is the main use to their bank account(s) and/or mobile wallet(s) for? f. Send money (remittances) to others in Jordan or abroad
q38_7
What is the main use to their bank account(s) and/or mobile wallet(s) for? g. Receive money (remittances) from others in Jordan or abroad
q38_8
What is the main use to their bank account(s) and/or mobile wallet(s) for? Other
q38_9
What is the main use to their bank account(s) and/or mobile wallet(s) for? Other
q38_c1
q38_C1 specify
q38_main
What do they use their bank account(s) and/or mobile wallet(s) for?
q39
In the last 30 days, how difficult or easy was it for the group that you share meals and expenses with to pay for necessary living expenses - as you define and prioritize them - with your sharing group's income (from work and/or other sources)?
q40
Since you faced difficulties, what did the group that you share meals and expenses with do to cover your sharing group's necessary living expenses?
q40_1
Since you faced difficulties, what did the group that you share meals and expenses with do to cover your sharing group's necessary living expenses? a. Used Savings
q40_2
Since you faced difficulties, what did the group that you share meals and expenses with do to cover your sharing group's necessary living expenses? b. Borrowed money
q40_3
Since you faced difficulties, what did the group that you share meals and expenses with do to cover your sharing group's necessary living expenses? c. Sold assets
q40_4
Since you faced difficulties, what did the group that you share meals and expenses with do to cover your sharing group's necessary living expenses? d. Worked more/ got additional job
q40_5
Since you faced difficulties, what did the group that you share meals and expenses with do to cover your sharing group's necessary living expenses? Other
q40_6
Since you faced difficulties, what did the group that you share meals and expenses with do to cover your sharing group's necessary living expenses? f. Could not/did not do anything
q40_7
Since you faced difficulties, what did the group that you share meals and expenses with do to cover your sharing group's necessary living expenses? Do not know
q40_c1
q40_C1 specify
q40_c1b
q40_C1 specify
q40_main
What is the main one?
q41
Which assets did the group that you share meals and expenses with sell to cover necessary living expenses?Please note that some assets - such as livestock (e.g. sheep, goats, chicken) - can be considered both sharing group assets (if used for sharin�
q41_1
Which assets did the group that you share meals and expenses with sell to cover necessary living expenses?Please note tha… a. Personal assets (gold/jewelry, telephone, etc.)
q41_2
Which assets did the group that you share meals and expenses with sell to cover necessary living expenses?Please note tha… b. Household assets (TV, applicances, furniture, etc.)
q41_3
Which assets did the group that you share meals and expenses with sell to cover necessary living expenses?Please note tha… c. Housing (shelter)
q41_4
Which assets did the group that you share meals and expenses with sell to cover necessary living expenses?Please note tha… d. Land
q41_5
Which assets did the group that you share meals and expenses with sell to cover necessary living expenses?Please note tha… e. Productive Assets (machinery, means of transport, livestock, etc.)
q41_6
Which assets did the group that you share meals and expenses with sell to cover necessary living expenses? Other
q41_7
Which assets did the group that you share meals and expenses with sell to cover necessary living expenses? do not know
q41_8
Which assets did the group that you share meals and expenses with sell to cover necessary living expenses? Other
q41_c1
q41_C1 specify
q41_main
Which assets did the group that you share meals and expenses with sell to cover necessary living expenses?
q42
In the last 12 months, for how long was the income (from work and/or other sources) of the group that you share meals and expenses with usually sufficient to cover your sharing group’s necessary living expenses?
q43
At present, how concerned or confident are you about the group that you share meals and expenses with being able to pay for its necessary living expenses?
q44
At present, are you in debt? Do you currently owe any money?
q45
In the last 12 months, how difficult or easy has it been for you to cover your debt repayments with the income you have had available? (from work and/or other sources)
q46
Since you faced difficulties, what did you do to cover (at least part of) your debt repayments?
q46_1
Since you faced difficulties, what did you do to cover (at least part of) your debt repayments? a. Used Savings
q46_2
Since you faced difficulties, what did you do to cover (at least part of) your debt repayments? b. Borrowed money
q46_3
Since you faced difficulties, what did you do to cover (at least part of) your debt repayments? c. Sold assets
q46_4
Since you faced difficulties, what did you do to cover (at least part of) your debt repayments? d. Worked more/ got additional job
q46_5
Since you faced difficulties, what did you do to cover (at least part of) your debt repayments? e. Reduced spending on necessary living expenses (basic needs)
q46_6
Since you faced difficulties, what did you do to cover (at least part of) your debt repayments? f. Reduced spending on less essential needs
q46_7
Since you faced difficulties, what did you do to cover (at least part of) your debt repayments? Other
q46_8
Since you faced difficulties, what did you do to cover (at least part of) your debt repayments? h. Could not/did not do anything
q46b
Including difficulties, what did you do to (at least part of) pay off your debts?
q46_c1
q46_C1 specify
q46c
Since you faced difficulties, what did you do to cover (at least part of) your debt repayments?
q47
Which assets did you sell to cover your debt repayments?Please note that some assets - such as livestock (e.g. sheep, goats, chicken) - can be considered both sharing group assets (if used for sharing group consumption) and productive assets (if used�
q47_1
Which assets did you sell to cover your debt repayments?Please note that some assets - such as livestock (e.g. sheep, goat… a. Personal assets (gold/jewelry, telephone, etc.)
q47_2
Which assets did you sell to cover your debt repayments?Please note that some assets - such as livestock (e.g. sheep, goat… b. Household assets (TV, applicances, furniture, etc.)
q47_3
Which assets did you sell to cover your debt repayments?Please note that some assets - such as livestock (e.g. sheep, goat… c. Housing (shelter)
q47_4
Which assets did you sell to cover your debt repayments?Please note that some assets - such as livestock (e.g. sheep, goat… d. Land
q47_5
Which assets did you sell to cover your debt repayments?Please note that some assets - such as livestock (e.g. sheep, goat… e. Productive Assets (machinery, means of transport, livestock, etc.)
q47_6
Which assets did you sell to cover your debt repayments?Please note that some assets - such as livestock (e.g. sheep, goat Other
q47_7
Which assets did you sell to cover your debt repayments?Please note that some assets - such as livestock (e.g. sheep, goat do not know
q47_8
Which assets did you sell to cover your debt repayments?Please note that some assets - such as livestock (e.g. sheep, goat Other
q47_main
Which assets is the main one?
q47_main_1
Which assets is the main one? a. Personal assets (gold/jewelry, telephone, etc.)
q47_main_2
Which assets is the main one? b. Household assets (TV, applicances, furniture, etc.)
q47_main_3
Which assets is the main one? c. Housing (shelter)
q47_main_4
Which assets is the main one? d. Land
q47_main_5
Which assets is the main one? e. Productive Assets (machinery, means of transport, livestock, etc.)
q48
At present, are you behind on your debt repayments?
q49
At present, how concerned or confident are you about being able to repay your debt?
q50
When do you think you will be free of the debt that you hold now?
q51
At present, how many different loans do you have?How many different entities/persons have you borrowed money from?
q51b
From where did you borrow most of the money (the largest loan) that you owe now? Which entity/person do you owe most money to?
q52_c1
q52_C1 specify
q52_c1b
q52_C1 specify
q53
Why did you borrow primarily form this source?
q53_1
Why did you borrow primarily form this source? a. Cheaper than other sources
q53_2
Why did you borrow primarily form this source? b. More convenient to get the money (less paperwork, requirements)
q53_3
Why did you borrow primarily form this source? c. The repayment terms are easier to manage (not so strict on repayment amounts, timing)
q53_4
Why did you borrow primarily form this source? d. It's the only option available/that I know of.
q53_5
Why did you borrow primarily form this source? e. I simply could not pay landlord and/or utility provider
q53_6
Why did you borrow primarily form this source? other
q53_c1
q53_C1 specify
q53_main
What is the main reason?
q54
What is your total amount of debt up to now? At present, how much money--more or less--do you currently owe?
q54_c
In which currency?
q55
In the last 30 days, how much money--more or less--did you spend to repay your debt?If the respondent did not make any debt repayment in the last 30 days, put 0.
q55_c
In which currency?
q56
At present, is anyone else in the group that you share meals and expenses with in debt? Does anyone else in the group that you share meals and expenses with currently owe any money?
q57
What is the total combined amount of debt of the group that you share meals and expenses with up to now? At present, how much money--more or less--does the group that you share meals and expenses with currently owe? Please also consider your own indivi…
q57_c
In which currency?
q58
In the last 30 days, how much money - more or less – did the group that you share meals and expenses with spend to repay the combined debt? Please also consider your own individual debt repayments (if any).
q58_c
In which currency?
q59
In the last 12 months, have you or the group that you share meals and expenses with experienced a financial shock?
q60
How difficult or easy was it for you or the group that you share meals and expenses with to cope with this financial shock?
q61
What did you or the group that you share meals and expenses with do to cope with this financial shock?
q61_1
What did you or the group that you share meals and expenses with do to cope with this financial shock? a. Used Savings
q61_2
What did you or the group that you share meals and expenses with do to cope with this financial shock? b. Borrowed money
q61_3
What did you or the group that you share meals and expenses with do to cope with this financial shock? c. Sold assets
q61_4
What did you or the group that you share meals and expenses with do to cope with this financial shock? d. Worked more/ got additional job
q61_5
What did you or the group that you share meals and expenses with do to cope with this financial shock? other
q61_6
What did you or the group that you share meals and expenses with do to cope with this financial shock? f. Could not/did not do anything
q61_7
What did you or the group that you share meals and expenses with do to cope with this financial shock? do not know
q61_8
What did you or the group that you share meals and expenses with do to cope with this financial shock? other
q61_c1
q61_C1 specify
q61_main
What is the main?
q62
Which assets did you or the group that you share meals and expenses with sell to cope with this financial shock?Please note that some assets - such as livestock (e.g. sheep, goats, chicken) - can be considered both sharing group assets (if used for s�
q62_1
Which assets did you or the group that you share meals and expenses with sell to cope with this financial shock?Please not… a. Personal assets (gold/jewelry, telephone, etc.)
q62_2
Which assets did you or the group that you share meals and expenses with sell to cope with this financial shock?Please not… b. Household assets (TV, applicances, furniture, etc.)
q62_3
Which assets did you or the group that you share meals and expenses with sell to cope with this financial shock?Please not… c. Housing (shelter)
q62_4
Which assets did you or the group that you share meals and expenses with sell to cope with this financial shock?Please not… d. Land
q62_5
Which assets did you or the group that you share meals and expenses with sell to cope with this financial shock?Please not… e. Productive Assets (machinery, means of transport, livestock, etc.)
Total: 426
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