| Value | Category | Cases | |
|---|---|---|---|
| 1 | a. Cheaper than other sources | 10 |
0.3%
|
| 2 | b. More convenient to get the money (less paperwork, requirements) | 28 |
0.8%
|
| 3 | c. The repayment terms are easier to manage (not so strict on repayment amounts, timing) | 66 |
1.8%
|
| 4 | d. It's the only option available/that I know of. | 134 |
3.7%
|
| 5 | e. I simply could not pay landlord and/or utility provider | 33 |
0.9%
|
| Missing value | 3378 |
92.6%
|