Forced Displacement Survey, 2025

Zambia, 2025

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UNHCR_ZMB_2025_FDS_v2.1

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UNHCR

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Southern Africa UNHCR's Forced Displacement Survey

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Documentation in PDF DDI/XML JSON

Created on

Nov 13, 2025

Last modified

Nov 13, 2025

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Data file: Random member

This file contains the data collected during the survey (random member dataset).

Cases:	4299
Variables:	1339

Variables

FI11_3

FI11_3 -How about by using an informal savings group/club such as [like Chilimba/ROSCA, ASCA, Village Banking, Village saving groups, coops] or a person outside the family?

FI12

FI12 - In the PAST 12 MONTHS, have you, personally, saved or set aside any money using some other way of saving money?

FI13

FI13 - What type of formal financial institutions did you use to save money in the past 12 months?

FI13_OT

FI13_E

FI13_D

FI13_C

FI13_B

FI13_A

FI13_specify

FI13_specify - FI13_specify - If other, please specify

FI14

FI14 - In how many informal saving groups do you participate at the present time?

FI15

FI15 - By whom is this informal saving group organized? Members of the refugee community or by ${hostcountry} nationals?

FI16

FI16 - How many people are participating in your [LOCAL SAVINGS GROUP NAME]?

FI17

FI17 - How many of your [LOCAL SAVINGS GROUP NAME] group members are refugees?

FI18

FI18 - ASK MEN: Are members of your [LOCAL SAVINGS GROUP NAME] only men or men and women?

FI19

FI19 - ASK WOMEN: Are members of your [LOCAL SAVINGS GROUP NAME] only women or women and men?

FI20

FI20 - Did you save any money using any informal savings group before moving to ${hostcountry}?

FI21_1

FI21_1 - In the PAST 12 MONTHS, have you, by yourself or together with someone else, borrowed any money from a bank or another type of formal financial institution, like Ecobank, Zambia National Commercial bank, First National Bank of Zambia, etc

FI21_2

FI21_2 - How about from family, relatives, or friends in the past 12 months?

FI21_3

FI21_3 - From a savings group/club such as from a savings group/club such as like Chilimba/ROSCA, ASCA, Village Banking, Village saving groups, coops??

FI21_4

FI21_4 - Did you borrow from informal money lender the past 12 months?

FI22

FI22 - Did you borrow from informal savings group/club organized by the refugee community or by host community/nationals from ${hostcountry})?

FI23

FI23 - IN THE PAST 12 MONTHS, have you, by yourself or together with someone else, borrowed money from any other source for any reason?

FI23_1

FI23_1 - Where did you borrow money from?

FI24_1

FI24_1 - In the PAST 12 MONTHS, have you, by yourself or together with someone else, borrowed any money for your business(es) from any of the following sources? From a bank or another type of formal financial institution?

FI24_2

FI24_2 - How about from family, relatives, or friends in the past 12 months?

FI24_3

FI24_3 - from an informal savings group/club such as **[insert local terminology for savings group/club]**?

FI25

FI25 - In the PAST 12 MONTHS have you, by yourself or together with someone else, borrowed money for your business from any other source?

FI26_1

FI26_1 - In the PAST 12 MONTHS, have you, by yourself or together with someone else, borrowed any money for any reason **NOT RELATED TO YOUR BUSINESS** from any of the following sources? From a bank or another type of formal financial institution?

FI26_2

FI26_2 - How about from family, relatives, or friends in the past 12 months?

FI26_3

FI26_3 - How about from an informal savings group/club such as **[insert local terminology for savings group/club]**?

FI27

FI27 - In the PAST 12 MONTHS, have you, by yourself or together with someone else, borrowed money for any reason **not related to your (business/businesses)** from any other source?

FI28

FI28 - IN THE PAST 12 MOTNHS, did you have a need for a loan?

FI29

FI29 - IN THE PAST 12 MONTHS ${inhostcountry}, did you try to borrow money from a bank or another type of formal financial institution?

FI29a

FI29a - Did you receive the loan?

FI30

FI30 - What is the main reason why the loan was not given to you?

FI31

FI31 - In the past 12 months, why did you not attempt to borrow money from a bank or another type of formal financial institution?

FI31_OT

FI31_H

FI31_G

FI31_F

FI31_E

FI31_DK

FI31_D

FI31_C

FI31_B

FI31_A

FI32

FI32 - Now, imagine that you have an emergency, and you need to pay 1,745 Kwacha. What would be the MAIN source of money that you would use to come up with 1,745 Kwacha within the NEXT 30 days? Savings; Family, relatives, friends; Money from working; Bor

FI33

FI33 - How difficult would it be for you to come up with 1,745 Kwacha within the NEXT 30 days? Would it be very difficult, somewhat difficult, or not difficult at all?

FI35

FI35 - Compared to this time last year, would you say that your personal income increased, remained the same, or decreased?

FI36

FI36 - Compared to this time last year, do you think you personally can now afford more goods and services, the same, or less goods and services?

FI36_EndTime

Remit01

Remit01 - In the past 12 months, has any person sent aid in the form of money or goods to your household? Please think only about money that your household do not have to repay.

Remit01_StartTime

Remit17

Remit17 - In the past 12 months, has your household sent any aid in the form of money or goods to someone either in ${hostcountry} or abroad? Please think only about money for which your household does not expect repayment.

IA01

IA01 - Do you yourself have your own mobile phone?

IA01_EndTime

IA01_1

IA01_1 - Does the mobile phone you own have an active SIM card? An active SIM card is a card that has been used in the past three months.

IA07

IA07 - Have you used the Internet in the past 30 days?

IA07_1

IA07_1 - How about in the past 3 months? Have you used the Internet in the past 3 months?

IA07_calc

IA08

IA08 - What device did you use most of the time to access the Internet? A smartphone or mobile phone, a tablet, a computer or any other device?

IA09

IA09 - Where did you use the internet in ${IA07_calc}?

IA09_OT

IA09_G

IA09_F

IA09_E

IA09_D

IA09_C

IA09_B

IA09_A

IA09_1

IA09_1 - How often did you use the Internet during ${IA07_calc}?

IA10

IA10 - In the past (30 days/3 months), what did you usually use internet for?

IA10_OT

IA10_L

IA10_K

IA10_J

IA10_I

IA10_H

IA10_G

IA10_F

IA10_E

IA10_D

IA10_C

IA10_B

IA10_A

FS01

FS01 - How safe do you feel walking alone in your area after dark? Very safe, fairly safe, bit unsafe, very unsafe?

FS01_EndTime

FS02

FS02 - What is the main reason why you are not walking alone in your area, is it because it is inappropriate in your culture to walk alone, because you are afraid to walk alone or something else?

Justice01

Justice01 - In the past two years ${whilehostcountry}, have you had any disputes?

Justice01_EndTime

Justice02

Justice02 - What was the dispute about? If you had several disputes in the past two years ${whilehostcountry}, tell me about all of them.

Justice02_OT

Justice02_L

Justice02_K

Justice02_J

Justice02_I

Justice02_H

Justice02_G

Justice02_F

Justice02_E

Justice02_D

Justice02_C

Justice02_B

Justice02_A

Justice03

Justice03 - Which of the disputes you mentioned was the most recent?

just04_choice

Justice04

Justice04 - Who did you have this dispute with? A national from ${hostcountry}, a refugee from the same country of origin, a refugee from another country, or someone else?

Justice04_RF

Justice04_OT

Justice04_DK

Justice04_D

Justice04_C

Justice04_B

Justice04_A

Justice07a

Justice07a - a. You communicated with the other party.

Justice07b

Justice07b - b. You or the other party made a claim to, or made use of, a court/tribunal

Justice07c

Justice07c - c. You or the other party made a claim to, or made use of, an [Indigenous/ customary] dispute resolution process such as [INSERT examples]

Justice07d

Justice07d - d. The problem was reported to the police or other prosecution authority

Justice07e

Justice07e - e. You or the other party asked for the intervention of another state authority such as [INSERT examples]

Justice07f

Justice07f - f. You or the other party asked for the intervention of a religious authority

Justice07g

Justice07g - g. You or the other party asked for the intervention of a community leader such as the headman

Justice07h

Justice07h - h. You participated in formal mediation, conciliation or arbitration [INSERT examples]

Justice07i

Justice07i - i. There was no negotiation or third party involvement

Justice09

Justice09 - Is the dispute resolved, ongoing or does it persists, but all parties have given up efforts to resolve it?

Justice10

Justice10 - How did the dispute ultimately end?

AC01_1

AC01_1 - Refugees living in your city or area

AC01_2

AC01_2 - Refugees working side by side with ${hostcountry} nationals.

AC01_3

AC01_3 - Refugees becoming your neighbours.

AC01_4

AC01_4 - Would you say it is a good thing or a bad thing Your children or your future children having close friends who are refugees.

AC01_5

AC01_5 - A refugee marrying one of your close relatives.

AC01_6

AC01_6 - A refugee adapting local culture

AC02

AC02 - Do you think refugees make this country a better place to live, worse place to live, or they make no effect?

AC03

AC03 - Do you, personally, know any refugees living in your country?

AC04

AC04 - Thinking about refugees, would you think that all of them, more than half of them, less than half of them, none of them consider ${hostcountry} nationals trustworthy?

AC05

AC05 - Thinking about refugees, would you think that all of them, more than half of them, less than half of them, none of them would feel comfortable having a national of ${hostcountry} as neighbor?

hostcountryspace

AC06_1

AC06_1 - ${hostcountryspace} nationals living in your city or area

AC06_1_EndTime

AC06_2

AC06_2 - ${hostcountryspace} nationals living next to your refugee camps

AC06_3

AC06_3 - ${hostcountryspace} nationals working side by side with refugees

AC06_3Trigger

AC06_4

AC06_4 - Would you say it is a good thing or a bad thing ${hostcountryspace} nationals becoming your neighbours

AC06_5

AC06_5 - Your children or your future children having close friends who are ${hostcountryspace} nationals

AC06_6

AC06_6 - A ${hostcountryspace} nationals marrying one of your close relatives

AC06_6_EndTime

AC06_3_EndTime

refugeenational_french

randomDISC1

randomDISC2

DI01_02

DI01_02 - You are treated with less respect than other people are.

DI01_02Trigger

DI01_03

DI01_03 - You receive poorer service than other people at restaurants or stores.

DI01_09

DI01_09 - You are threatened or harassed.

DI01_05

DI01_05 - How often did the following happen - almost every day, at least once a week, a few times a month, a few times a year, less than once a year or never? People act as if they are afraid of you.

DI01_07

DI01_07 - People act as if they’re better than you are.

DI01_06

DI01_06 - People act as if they think you are dishonest.

DI01_08

DI01_08 - How often did the following happen - almost every day, at least once a week, a few times a month, a few times a year, less than once a year or never? You are called names or insulted.

DI01_01

DI01_01 - You are treated with less politness than other people are.

DI01_04

DI01_04 - People act as if they think you are not smart.

DI02

DI02 - What do you think are the main reasons for these experiences ${inhostcountry}?

DI02_U

DI02_T

DI02_S

DI02_Q

DI02_P

DI02_OT

DI02_O

DI02_N

DI02_M

DI02_L

DI02_K

DI02_J

DI02_I

DI02_H

DI02_G

DI02_F

DI02_E

DI02_DK

DI02_D

DI02_C

DI02_B

DI02_AE

DI02_AD

DI02_AC

DI02_AB

DI02_AA

DI02_A

DI02_1

DI02_1 - You are treated with less politness than other people are.

DI02_1_U

DI02_1_T

DI02_1_S

DI02_1_Q

DI02_1_P

DI02_1_OT

DI02_1_O

DI02_1_N

DI02_1_M

DI02_1_L

DI02_1_K

DI02_1_J

DI02_1_I

DI02_1_H

DI02_1_G

DI02_1_F

DI02_1_E

DI02_1_DK

DI02_1_D

DI02_1_C

DI02_1_B

DI02_1_AE

DI02_1_AD

DI02_1_AC

DI02_1_AB

DI02_1_AA

DI02_1_A

DI03_1

DI03_1 - In the past 12 months in ${hostcountry}, did you have these experiences mostly from your interaction with ${hostcountry} nationals, with other refugees, or equally with both – ${hostcountry} nationals and refugees?

DI03a_1

DI03a_1 - Are these persons from the same ethnic group, another ethnic group, or both?

DI02_2

DI02_2 - You are treated with less respect than other people are.

DI02_2_U

DI02_2_T

DI02_2_S

DI02_2_Q

DI02_2_P

DI02_2_OT

DI02_2_O

DI02_2_N

DI02_2_M

DI02_2_L

DI02_2_K

DI02_2_J

DI02_2_I

DI02_2_H

DI02_2_G

DI02_2_F

DI02_2_E

DI02_2_DK

DI02_2_D

DI02_2_C

DI02_2_B

DI02_2_AE

DI02_2_AD

DI02_2_AC

DI02_2_AB

DI02_2_AA

DI02_2_A

DI03_2

DI03_2 - In the past 12 months in ${hostcountry}, did you have these experiences mostly from your interaction with ${hostcountry} nationals, with other refugees, or equally with both – ${hostcountry} nationals and refugees?

DI03a_2

DI03a_2 - Are these persons from the same ethnic group, another ethnic group, or both?

DI02_3

DI02_3 - You receive poorer service than other people at restaurants or stores.

DI02_3_U

DI02_3_T

DI02_3_S

DI02_3_Q

DI02_3_P

DI02_3_OT

DI02_3_O

DI02_3_N

DI02_3_M

DI02_3_L

DI02_3_K

DI02_3_J

DI02_3_I

DI02_3_H

DI02_3_G

DI02_3_F

DI02_3_E

DI02_3_DK

DI02_3_D

DI02_3_C

DI02_3_B

DI02_3_AE

DI02_3_AD

DI02_3_AC

DI02_3_AB

DI02_3_AA

DI02_3_A

DI03_3

DI03_3 - In the past 12 months in ${hostcountry}, did you have these experiences mostly from your interaction with ${hostcountry} nationals, with other refugees, or equally with both – ${hostcountry} nationals and refugees?

DI03a_3

DI03a_3 - Are these persons from the same ethnic group, another ethnic group, or both?

DI02_4

DI02_4 - People act as if they think you are not smart.

DI02_4_U

DI02_4_T

DI02_4_S

DI02_4_Q

DI02_4_P

DI02_4_OT

DI02_4_O

DI02_4_N

DI02_4_M

DI02_4_L

DI02_4_K

DI02_4_J

DI02_4_I

DI02_4_H

DI02_4_G

DI02_4_F

DI02_4_E

DI02_4_DK

DI02_4_D

DI02_4_C

DI02_4_B

Total: 1339

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